Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer.

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The

Dow Jones Industrial Average

(

^DJI

) closed down 142.0 points (-0.8%) at 17,928. During the day, 347.4 million shares of the 30 Dow components have changed hands vs. an average daily trading volume of 375.1 million. The NYSE advances/declines ratio closed at 620 issues advancing vs. 2,469 declining with 121 unchanged.

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The Dow component that led the way higher today was

Visa

(NYSE:

V

), which sported a 38-cent gain (+0.6%) bringing the stock to $65.96. Volume for Visa ended the day at 7.8 million shares traded vs. an average daily trading volume of 10.1 million shares.

Visa has a market cap of $128.74 billion and is part of the financial sector and financial services industry. Shares are up 0.3% year-to-date as of Monday's close. The stock's dividend yield sits at 0.7%.

Visa Inc., a payments technology company, operates as a retail electronic payments network worldwide. The company facilitates commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses, and government entities.

TheStreet Ratings rates Visa as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, expanding profit margins and solid stock price performance. We feel these strengths outweigh the fact that the company shows weak operating cash flow.

Holding the Dow back today was

Goldman Sachs Group

(NYSE:

GS

), which lagged the broader Dow index with a $2.01 decline (-1%) bringing the stock to $197.29. This single loss lowered the Dow Jones Industrial Average by 15.21 points or roughly accounting for 10.7% of the Dow's overall loss. Volume for Goldman Sachs Group ended the day at 2.2 million shares traded vs. an average daily trading volume of 2.5 million shares.

Goldman Sachs Group has a market cap of $85.41 billion and is part of the financial sector and financial services industry. Shares are up 1.9% year-to-date as of Monday's close. The stock's dividend yield sits at 1.3%.

The Goldman Sachs Group, Inc. operates as an investment banking, securities, and investment management company worldwide. The company operates through four segments: Investment Banking, Institutional Client Services, Investing & Lending, and Investment Management.

TheStreet Ratings rates Goldman Sachs Group as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, impressive record of earnings per share growth, compelling growth in net income and attractive valuation levels. Although the company may harbor some minor weaknesses, we feel they are unlikely to have a significant impact on results.

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