Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link

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The

Dow Jones Industrial Average

(

^DJI

) closed down 291.0 points (-1.6%) at 17,387. During the day, 573.7 million shares of the 30 Dow components have changed hands vs. an average daily trading volume of 339.4 million. The NYSE advances/declines ratio closed at 1,329 issues advancing vs. 1,747 declining with 139 unchanged.

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The Dow component that led the way higher today was

United Technologies

(NYSE:

UTX

), which sported a 41-cent gain (+0.3%) bringing the stock to $119.16. Volume for United Technologies ended the day at 7.3 million shares traded vs. an average daily trading volume of 4.2 million shares.

United Technologies has a market cap of $109.38 billion and is part of the industrial goods sector and aerospace/defense industry. Shares are up 3.3% year-to-date as of Monday's close. The stock's dividend yield sits at 2%.

United Technologies Corporation provides technology products and services to the building systems and aerospace industries worldwide.

TheStreet Ratings rates United Technologies as a

TheStreet Recommends

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, impressive record of earnings per share growth, increase in net income, good cash flow from operations and largely solid financial position with reasonable debt levels by most measures. We feel these strengths outweigh the fact that the company shows low profit margins.

Holding the Dow back today was

Visa

(NYSE:

V

), which lagged the broader Dow index with a $5.54 decline (-2.2%) bringing the stock to $250.99. This single loss lowered the Dow Jones Industrial Average by 41.93 points or roughly accounting for 14.4% of the Dow's overall loss. Volume for Visa ended the day at 2.7 million shares traded vs. an average daily trading volume of 2.8 million shares.

Visa has a market cap of $127.46 billion and is part of the financial sector and financial services industry. Shares are down 2.2% year-to-date as of Monday's close. The stock's dividend yield sits at 0.7%.

Visa Inc., a payments technology company, operates as a retail electronic payments network worldwide. The company facilitates commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses, and government entities.

TheStreet Ratings rates Visa as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, expanding profit margins, notable return on equity and increase in stock price during the past year. We feel these strengths outweigh the fact that the company has had sub par growth in net income.

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