Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link

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The

Dow Jones Industrial Average

(

^DJI

) closed down 196.0 points (-1.1%) at 17,191. During the day, 480.9 million shares of the 30 Dow components have changed hands vs. an average daily trading volume of 339.4 million. The NYSE advances/declines ratio closed at 821 issues advancing vs. 2,309 declining with 78 unchanged.

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The Dow component that led the way higher today was

3M

(NYSE:

MMM

), which sported a 31-cent gain (+0.2%) bringing the stock to $163.94. Volume for 3M ended the day at 3.5 million shares traded vs. an average daily trading volume of 2.4 million shares.

3M has a market cap of $105.25 billion and is part of the industrial goods sector and industrial industry. Shares are down 0.4% year-to-date as of Tuesday's close. The stock's dividend yield sits at 2.5%.

3M Company operates as a diversified technology company worldwide.

TheStreet Ratings rates 3M as a

TheStreet Recommends

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, growth in earnings per share, notable return on equity and expanding profit margins. We feel these strengths outweigh the fact that the company is trading at a premium valuation based on our review of its current price compared to such things as earnings and book value.

Holding the Dow back today was

Visa

(NYSE:

V

), which lagged the broader Dow index with a $4.63 decline (-1.8%) bringing the stock to $246.36. This single loss is lowering the Dow Jones Industrial Average by 35.04 points or roughly accounting for 17.9% of the Dow's overall loss. Volume for Visa ended the day at 2.8 million shares traded vs. an average daily trading volume of 2.5 million shares.

Visa has a market cap of $126.6 billion and is part of the financial sector and financial services industry. Shares are down 4.3% year-to-date as of Tuesday's close. The stock's dividend yield sits at 0.8%.

Visa Inc., a payments technology company, operates as a retail electronic payments network worldwide. The company facilitates commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses, and government entities.

TheStreet Ratings rates Visa as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, expanding profit margins, notable return on equity and increase in stock price during the past year. We feel these strengths outweigh the fact that the company has had sub par growth in net income.

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