NEW YORK (TheStreet) -- Citizens Financial Group (CFG) - Get Report shares are retreating by 3.22% to $20.11 on Monday afternoon, following the company's fourth quarter fiscal 2015 earnings results, which were reported on Friday before the opening bell. 

Earnings came in ahead of analysts' expectations and revenue was in line. 

For the latest quarter, the company earned 42 cents a share on revenue of $1.23 billion. 

Wall Street was expecting the company to earn 40 cents a share on revenue of $1.23 billion. 

During the same period the year prior, the company earned 36 a share on revenue of $1.18 billion. 

In the latest quarter, the company saw a 1.5% average loan growth and revenue growth of 2%. 

"As we enter 2016, we remain very focused on execution we want to continue to grow our balance sheet, serve our customers well and operate efficiently to deliver positive operating leverage," CEO Bruce Van Saun stated. 

The company also announced a quarterly cash dividend of 10 cents a share Friday. The dividend is payable on February 18, 2016 to shareholders of record at the close of business on February 4, 2016.

Overall, U.S. stocks are trading lower today, weighed down by a fall in oil prices, CNBC.com said. 

Separately, TheStreet ratings currently has a Hold rating on the stock with a letter grade of C-.

The company is off 8.38% from its price level of one year ago, reflecting the general market trend and ignoring their higher earnings per share compared to the year-earlier quarter.

Overall, the stock has had a generally disappointing performance in the past year.

Recently, TheStreet Ratings objectively rated this stock according to its "risk-adjusted" total return prospect over a 12-month investment horizon. Not based on the news in any given day, the rating may differ from Jim Cramer's view or that of this articles's author.

You can view the full analysis from the report here: CFG

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