All three major indices are trading down today with the

Dow Jones Industrial Average

(

^DJI

) trading down 67 points (-0.4%) at 18,405 as of Thursday, July 28, 2016, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,296 issues advancing vs. 1,538 declining with 200 unchanged.

The Financial sector currently is unchanged today versus the S&P 500, which is down 0.2%. On the negative front, top decliners within the sector include

Lloyds Banking Group

(

LYG

), down 5.9%,

CoStar Group

(

CSGP

), down 5.2%,

Extra Space Storage

(

EXR

), down 4.8%,

Public Storage

(

PSA

), down 3.7% and

Credit Suisse Group

(

CS

), down 3.5%. Top gainers within the sector include

Nomura Holdings

(

NMR

), up 9.4%,

Unum Group

(

UNM

), up 4.1%,

Arch Capital Group

(

ACGL

), up 3.8%,

Host Hotels & Resorts

(

HST

), up 1.8% and

Prologis

(

PLD

), up 1.7%.

TheStreet would like to highlight 3 stocks pushing the sector lower today:

3.

Morgan Stanley

(

MS

) is one of the companies pushing the Financial sector lower today. As of noon trading, Morgan Stanley is down $0.22 (-0.8%) to $28.80 on average volume. Thus far, 5.6 million shares of Morgan Stanley exchanged hands as compared to its average daily volume of 14.9 million shares. The stock has ranged in price between $28.66-$29.03 after having opened the day at $28.90 as compared to the previous trading day's close of $29.02.

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Morgan Stanley, a financial holding company, provides various financial products and services to corporations, governments, financial institutions, and individuals worldwide. Morgan Stanley has a market cap of $56.6 billion and is part of the financial services industry. Shares are down 8.8% year-to-date as of the close of trading on Wednesday. Currently there are 8 analysts that rate Morgan Stanley a buy, no analysts rate it a sell, and 7 rate it a hold.

TheStreet Ratings rates

Morgan Stanley

as a

buy

. The company's strengths can be seen in multiple areas, such as its attractive valuation levels and notable return on equity. We feel its strengths outweigh the fact that the company has had sub par growth in net income. Get the full

Morgan Stanley Ratings Report

now.

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2. As of noon trading,

Goldman Sachs Group

(

GS

) is down $1.01 (-0.6%) to $159.98 on light volume. Thus far, 963,886 shares of Goldman Sachs Group exchanged hands as compared to its average daily volume of 3.4 million shares. The stock has ranged in price between $158.84-$160.96 after having opened the day at $160.18 as compared to the previous trading day's close of $160.99.

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The Goldman Sachs Group, Inc. operates as an investment banking, securities, and investment management company worldwide. It operates through four segments: Investment Banking, Institutional Client Services, Investing & Lending, and Investment Management. Goldman Sachs Group has a market cap of $66.9 billion and is part of the financial services industry. Shares are down 10.7% year-to-date as of the close of trading on Wednesday. Currently there are 7 analysts that rate Goldman Sachs Group a buy, 1 analyst rates it a sell, and 7 rate it a hold.

TheStreet Ratings rates

Goldman Sachs Group

as a

hold

. The company's strengths can be seen in multiple areas, such as its increase in net income, attractive valuation levels and growth in earnings per share. However, as a counter to these strengths, we also find weaknesses including disappointing return on equity and a generally disappointing performance in the stock itself. Get the full

Goldman Sachs Group Ratings Report

now.

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1. As of noon trading,

JPMorgan Chase

(

JPM

) is down $0.47 (-0.7%) to $63.86 on light volume. Thus far, 4.4 million shares of JPMorgan Chase exchanged hands as compared to its average daily volume of 15.5 million shares. The stock has ranged in price between $63.72-$64.19 after having opened the day at $64.00 as compared to the previous trading day's close of $64.33.

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JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through Consumer & Community Banking, Corporate & Investment Bank, Commercial Banking, and Asset Management segments. JPMorgan Chase has a market cap of $234.5 billion and is part of the banking industry. Shares are down 2.6% year-to-date as of the close of trading on Wednesday. Currently there are 13 analysts that rate JPMorgan Chase a buy, 2 analysts rate it a sell, and 4 rate it a hold.

TheStreet Ratings rates

JPMorgan Chase

as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, expanding profit margins, growth in earnings per share and attractive valuation levels. We feel its strengths outweigh the fact that the company has had somewhat disappointing return on equity. Get the full

JPMorgan Chase Ratings Report

now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the financial sector could consider

Financial Select Sector SPDR

(

XLF

) while those bearish on the financial sector could consider

Proshares Short Financials

(

SEF

).