Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link.

The Real Estate industry as a whole closed the day down 0.5% versus the S&P 500, which was down 0.5%. Laggards within the Real Estate industry included

Vestin Realty Mortgage II

(

VRTB

), down 2.9%,

Income Opportunity Realty Investors

(

IOT

), down 1.5%,

Intergroup

(

INTG

), down 3.0%,

Amrep

(

AXR

), down 1.6% and

American Realty Investors

(

ARL

), down 4.1%.

TheStreet Ratings Group would like to highlight 3 stocks that pushed the industry lower today:

Hilltop Holdings

(

HTH

) is one of the companies that pushed the Real Estate industry lower today. Hilltop Holdings was down $0.90 (4.3%) to $20.06 on heavy volume. Throughout the day, 618,804 shares of Hilltop Holdings exchanged hands as compared to its average daily volume of 382,300 shares. The stock ranged in price between $19.72-$20.60 after having opened the day at $20.32 as compared to the previous trading day's close of $20.96.

Hilltop Holdings Inc. operates as the holding company for PlainsCapital Bank that provides business and consumer banking services in Texas. Hilltop Holdings has a market cap of $1.8 billion and is part of the financial sector. Shares are down 9.4% year-to-date as of the close of trading on Monday. Currently there are 2 analysts who rate Hilltop Holdings a buy, no analysts rate it a sell, and 1 rates it a hold.

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TheStreet Ratings rates

Hilltop Holdings

as a

buy

. The company's strengths can be seen in multiple areas, such as its solid stock price performance, largely solid financial position with reasonable debt levels by most measures, reasonable valuation levels and notable return on equity. We feel these strengths outweigh the fact that the company has had sub par growth in net income.

Highlights from TheStreet Ratings analysis on HTH go as follows:

  • Compared to its closing price of one year ago, HTH's share price has jumped by 26.62%, exceeding the performance of the broader market during that same time frame. We feel that the stock's sharp appreciation over the last year has driven it to a price level which is now somewhat expensive compared to the rest of its industry. The other strengths this company shows, however, justify the higher price levels.
  • HTH, with its decline in revenue, underperformed when compared the industry average of 8.1%. Since the same quarter one year prior, revenues slightly dropped by 9.0%. Weakness in the company's revenue seems to have hurt the bottom line, decreasing earnings per share.
  • Despite currently having a low debt-to-equity ratio of 0.45, it is higher than that of the industry average, inferring that management of debt levels may need to be evaluated further.
  • Current return on equity exceeded its ROE from the same quarter one year prior. This is a clear sign of strength within the company. When compared to other companies in the Insurance industry and the overall market, HILLTOP HOLDINGS INC's return on equity is below that of both the industry average and the S&P 500.

You can view the full analysis from the report here:

Hilltop Holdings Ratings Report

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At the close,

Amrep

(

AXR

) was down $0.07 (1.6%) to $4.68 on heavy volume. Throughout the day, 30,691 shares of Amrep exchanged hands as compared to its average daily volume of 12,600 shares. The stock ranged in price between $4.54-$4.80 after having opened the day at $4.67 as compared to the previous trading day's close of $4.76.

AMREP Corporation, through its subsidiaries, engages in media services and real estate businesses. It operates in four segments: Subscription Fulfillment Services; Newsstand Distribution Services; Product Packaging and Fulfillment Services, and Other; and Real Estate Operations. Amrep has a market cap of $33.6 million and is part of the financial sector. Shares are down 32.0% year-to-date as of the close of trading on Monday.

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TheStreet Ratings rates

Amrep

as a

sell

. The company's weaknesses can be seen in multiple areas, such as its deteriorating net income, disappointing return on equity, poor profit margins, weak operating cash flow and feeble growth in its earnings per share.

Highlights from TheStreet Ratings analysis on AXR go as follows:

  • The company, on the basis of change in net income from the same quarter one year ago, has significantly underperformed when compared to that of the S&P 500 and the Commercial Services & Supplies industry. The net income has significantly decreased by 466.7% when compared to the same quarter one year ago, falling from $0.00 million to -$0.01 million.
  • The company's current return on equity has slightly decreased from the same quarter one year prior. This implies a minor weakness in the organization. Compared to other companies in the Commercial Services & Supplies industry and the overall market, AMREP CORP's return on equity significantly trails that of both the industry average and the S&P 500.
  • The gross profit margin for AMREP CORP is rather low; currently it is at 16.32%. It has decreased from the same quarter the previous year. Along with this, the net profit margin of -0.04% trails that of the industry average.
  • Net operating cash flow has significantly decreased to -$1.61 million or 142.56% when compared to the same quarter last year. In addition, when comparing to the industry average, the firm's growth rate is much lower.
  • AMREP CORP has shown no change in earnings for its most recently reported quarter when compared with the same quarter a year earlier. The company has suffered a declining pattern earnings per share over the past two years. During the past fiscal year, AMREP CORP reported poor results of -$0.47 versus -$0.19 in the prior year.

You can view the full analysis from the report here:

Amrep Ratings Report

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

Intergroup

(

INTG

) was another company that pushed the Real Estate industry lower today. Intergroup was down $0.57 (3.0%) to $18.50 on average volume. Throughout the day, 1,354 shares of Intergroup exchanged hands as compared to its average daily volume of 1,800 shares. The stock ranged in price between $18.50-$19.04 after having opened the day at $19.04 as compared to the previous trading day's close of $19.07.

The InterGroup Corporation, through its subsidiaries, operates a hotel located in San Francisco, California. The hotel comprises 543 guest rooms and luxury suites with 5,400 square feet of space for health and beauty spa. Intergroup has a market cap of $45.1 million and is part of the financial sector. Shares are up 2.9% year-to-date as of the close of trading on Monday.

TheStreet Ratings rates

Intergroup

as a

sell

. The company's weaknesses can be seen in multiple areas, such as its deteriorating net income, weak operating cash flow, poor profit margins and generally disappointing historical performance in the stock itself.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

Highlights from TheStreet Ratings analysis on INTG go as follows:

  • The company, on the basis of change in net income from the same quarter one year ago, has significantly underperformed when compared to that of the S&P 500 and the Real Estate Management & Development industry. The net income has significantly decreased by 363.6% when compared to the same quarter one year ago, falling from -$1.18 million to -$5.47 million.
  • Net operating cash flow has significantly decreased to -$1.63 million or 5336.66% when compared to the same quarter last year. In addition, when comparing to the industry average, the firm's growth rate is much lower.
  • The gross profit margin for INTERGROUP CORP is currently lower than what is desirable, coming in at 27.78%. Regardless of INTG's low profit margin, it has managed to increase from the same period last year. Despite the mixed results of the gross profit margin, INTG's net profit margin of -33.60% significantly underperformed when compared to the industry average.
  • The share price of INTERGROUP CORP has not done very well: it is down 14.46% and has underperformed the S&P 500, in part reflecting the company's sharply declining earnings per share when compared to the year-earlier quarter. The fact that the stock is now selling for less than others in its industry in relation to its current earnings is not reason enough to justify a buy rating at this time.
  • INTERGROUP CORP has experienced a steep decline in earnings per share in the most recent quarter in comparison to its performance from the same quarter a year ago. This company has not demonstrated a clear trend in earnings over the past 2 years, making it difficult to accurately predict earnings for the coming year. During the past fiscal year, INTERGROUP CORP continued to lose money by earning -$0.30 versus -$1.34 in the prior year.

You can view the full analysis from the report here:

Intergroup Ratings Report

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.