Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link.

The Insurance industry as a whole was unchanged today versus the S&P 500, which was down 0.2%. Laggards within the Insurance industry included

Aviva

(

AV

), down 2.3% and

China Life Insurance

(

LFC

), down 4.3%.

TheStreet Ratings Group would like to highlight 3 stocks that pushed the industry lower today:

White Mountains Insurance Group

(

WTM

) is one of the companies that pushed the Insurance industry lower today. White Mountains Insurance Group was down $13.72 (2.0%) to $660.99 on light volume. Throughout the day, 7,719 shares of White Mountains Insurance Group exchanged hands as compared to its average daily volume of 10,300 shares. The stock ranged in price between $656.34-$673.99 after having opened the day at $670.99 as compared to the previous trading day's close of $674.71.

White Mountains Insurance Group, Ltd., through its subsidiaries, is engaged in the property and casualty insurance and reinsurance businesses. It operates in four segments: OneBeacon, Sirius Group, HG Global/BAM, and Other Operations. White Mountains Insurance Group has a market cap of $4.0 billion and is part of the financial sector. Shares are up 11.9% year-to-date as of the close of trading on Monday. Currently there are no analysts who rate White Mountains Insurance Group a buy, no analysts rate it a sell, and 1 rates it a hold.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

TheStreet Ratings rates

White Mountains Insurance Group

as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, increase in stock price during the past year and notable return on equity. We feel these strengths outweigh the fact that the company has had sub par growth in net income.

Highlights from TheStreet Ratings analysis on WTM go as follows:

  • WTM's revenue growth trails the industry average of 21.9%. Since the same quarter one year prior, revenues slightly increased by 9.8%. This growth in revenue does not appear to have trickled down to the company's bottom line, displayed by a decline in earnings per share.
  • WTM's debt-to-equity ratio is very low at 0.17 and is currently below that of the industry average, implying that there has been very successful management of debt levels.
  • Compared to where it was a year ago today, the stock is now trading at a higher level, regardless of the company's weak earnings results. Turning our attention to the future direction of the stock, it goes without saying that even the best stocks can fall in an overall down market. However, in any other environment, this stock still has good upside potential despite the fact that it has already risen in the past year.
  • The return on equity has improved slightly when compared to the same quarter one year prior. This can be construed as a modest strength in the organization. When compared to other companies in the Insurance industry and the overall market, WHITE MTNS INS GROUP LTD's return on equity is below that of both the industry average and the S&P 500.
  • WHITE MTNS INS GROUP LTD's earnings per share declined by 20.1% in the most recent quarter compared to the same quarter a year ago. This company has reported somewhat volatile earnings recently. We feel it is likely to report a decline in earnings in the coming year. During the past fiscal year, WHITE MTNS INS GROUP LTD increased its bottom line by earning $51.06 versus $47.18 in the prior year. For the next year, the market is expecting a contraction of 51.0% in earnings ($25.00 versus $51.06).

You can view the full analysis from the report here:

White Mountains Insurance Group Ratings Report

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

At the close,

China Life Insurance

(

LFC

) was down $2.35 (4.3%) to $51.71 on average volume. Throughout the day, 175,025 shares of China Life Insurance exchanged hands as compared to its average daily volume of 177,100 shares. The stock ranged in price between $51.37-$51.94 after having opened the day at $51.80 as compared to the previous trading day's close of $54.06.

China Life Insurance has a market cap of $102.9 billion and is part of the financial sector. Shares are up 14.4% year-to-date as of the close of trading on Monday. Currently there is 1 analyst who rates China Life Insurance a buy, no analysts rate it a sell, and 1 rates it a hold.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.

Aviva

(

AV

) was another company that pushed the Insurance industry lower today. Aviva was down $0.37 (2.3%) to $15.40 on light volume. Throughout the day, 95,289 shares of Aviva exchanged hands as compared to its average daily volume of 174,600 shares. The stock ranged in price between $15.38-$15.51 after having opened the day at $15.46 as compared to the previous trading day's close of $15.77.

Aviva has a market cap of $23.3 billion and is part of the financial sector. Shares are up 4.2% year-to-date as of the close of trading on Monday. Currently there is 1 analyst who rates Aviva a buy, 1 analyst rates it a sell, and none rate it a hold.

STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.