Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer.

One out of the three major indices are trading lower today with the

Dow Jones Industrial Average

(

^DJI

) trading down 2 points (0.0%) at 17,750 as of Thursday, July 30, 2015, 1:05 PM ET. The NYSE advances/declines ratio sits at 1,461 issues advancing vs. 1,490 declining with 187 unchanged.

The Health Services industry currently sits down 0.4% versus the S&P 500, which is unchanged. On the negative front, top decliners within the industry include

Foundation Medicine

(

FMI

), down 22.9%,

Fresenius Medical Care AG & Co. KGaA

(

FMS

), down 5.1%,

Varian Medical Systems

(

VAR

), down 5.0%,

Teleflex

(

TFX

), down 3.9% and

HCA Holdings

(

HCA

), down 0.9%. A company within the industry that increased today was

Baxter International

(

BAX

), up 3.4%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3.

Express Scripts

(

ESRX

) is one of the companies pushing the Health Services industry lower today. As of noon trading, Express Scripts is down $0.53 (-0.6%) to $90.76 on average volume. Thus far, 1.8 million shares of Express Scripts exchanged hands as compared to its average daily volume of 4.2 million shares. The stock has ranged in price between $89.64-$91.30 after having opened the day at $90.73 as compared to the previous trading day's close of $91.29.

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Express Scripts Holding Company operates as a pharmacy benefit management (PBM) company in the United States and Canada. The company operates through two segments, PBM and Other Business Operations. Express Scripts has a market cap of $67.4 billion and is part of the health care sector. Shares are up 7.8% year-to-date as of the close of trading on Wednesday. Currently there are 12 analysts that rate Express Scripts a buy, no analysts rate it a sell, and 9 rate it a hold.

TheStreet Ratings rates

Express Scripts

as a

buy

. The company's strengths can be seen in multiple areas, such as its impressive record of earnings per share growth, compelling growth in net income, revenue growth, largely solid financial position with reasonable debt levels by most measures and solid stock price performance. We feel its strengths outweigh the fact that the company shows low profit margins. Get the full

Express Scripts Ratings Report

now.

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2. As of noon trading,

Cigna

(

CI

) is down $1.09 (-0.8%) to $144.32 on average volume. Thus far, 1.5 million shares of Cigna exchanged hands as compared to its average daily volume of 3.2 million shares. The stock has ranged in price between $143.85-$148.23 after having opened the day at $147.00 as compared to the previous trading day's close of $145.41.

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Cigna Corporation, a health services organization, provides insurance and related products and services in the United States and internationally. Cigna has a market cap of $37.5 billion and is part of the health care sector. Shares are up 41.3% year-to-date as of the close of trading on Wednesday. Currently there are 6 analysts that rate Cigna a buy, no analysts rate it a sell, and 6 rate it a hold.

TheStreet Ratings rates

Cigna

as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, notable return on equity, good cash flow from operations and solid stock price performance. We feel its strengths outweigh the fact that the company shows low profit margins. Get the full

Cigna Ratings Report

now.

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1. As of noon trading,

UnitedHealth Group

(

UNH

) is down $0.98 (-0.8%) to $120.54 on average volume. Thus far, 1.8 million shares of UnitedHealth Group exchanged hands as compared to its average daily volume of 4.3 million shares. The stock has ranged in price between $119.55-$121.92 after having opened the day at $121.16 as compared to the previous trading day's close of $121.52.

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UnitedHealth Group Incorporated operates as a diversified health and well-being company in the United States. UnitedHealth Group has a market cap of $115.7 billion and is part of the health care sector. Shares are up 20.2% year-to-date as of the close of trading on Wednesday. Currently there are 15 analysts that rate UnitedHealth Group a buy, no analysts rate it a sell, and 2 rate it a hold.

TheStreet Ratings rates

UnitedHealth Group

as a

buy

. The company's strengths can be seen in multiple areas, such as its solid stock price performance, impressive record of earnings per share growth, increase in net income, revenue growth and notable return on equity. We feel its strengths outweigh the fact that the company shows low profit margins. Get the full

UnitedHealth Group Ratings Report

now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the health services industry could consider

Health Care Select Sector SPDR

(

XLV

) while those bearish on the health services industry could consider

ProShares Ultra Short Health Care

(

RXD

).