Two out of the three major indices are trading up today with the

Dow Jones Industrial Average

(

^DJI

) trading up 49 points (0.3%) at 16,534 as of Thursday, Feb. 25, 2016, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,585 issues advancing vs. 1,317 declining with 152 unchanged.

The Financial Services industry currently is unchanged today versus the S&P 500, which is up 0.1%. On the negative front, top decliners within the industry include

PHH

(

PHH

), down 22.4%,

OneMain Holdings

(

OMF

), down 12.4%,

Credit Acceptance

(

CACC

), down 3.9%,

SLM

(

SLM

), down 3.4% and

Eaton Vance

(

EV

), down 2.2%. Top gainers within the industry include

Orix

(

IX

), up 2.6%,

Total System Services

(

TSS

), up 1.3% and

Visa

(

V

), up 0.6%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3.

State Street

(

STT

) is one of the companies pushing the Financial Services industry lower today. As of noon trading, State Street is down $0.36 (-0.7%) to $53.82 on average volume. Thus far, 1.2 million shares of State Street exchanged hands as compared to its average daily volume of 3.2 million shares. The stock has ranged in price between $53.63-$54.69 after having opened the day at $54.28 as compared to the previous trading day's close of $54.18.

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State Street Corporation provides a range of financial products and services to institutional investors worldwide. State Street has a market cap of $22.3 billion and is part of the financial sector. Shares are down 18.4% year-to-date as of the close of trading on Wednesday. Currently there are 5 analysts that rate State Street a buy, 2 analysts rate it a sell, and 8 rate it a hold.

TheStreet Ratings rates

State Street

as a

hold

. The company's strengths can be seen in multiple areas, such as its increase in net income, attractive valuation levels and growth in earnings per share. However, as a counter to these strengths, we also find weaknesses including a generally disappointing performance in the stock itself and disappointing return on equity. Get the full

State Street Ratings Report

now.

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2. As of noon trading,

Discover Financial Services

(

DFS

) is down $0.35 (-0.8%) to $46.36 on light volume. Thus far, 693,526 shares of Discover Financial Services exchanged hands as compared to its average daily volume of 4.1 million shares. The stock has ranged in price between $46.25-$46.99 after having opened the day at $46.75 as compared to the previous trading day's close of $46.71.

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Discover Financial Services operates as a direct banking and payment services company in the United States. It operates in two segments, Direct Banking and Payment Services. Discover Financial Services has a market cap of $19.9 billion and is part of the financial sector. Shares are down 12.9% year-to-date as of the close of trading on Wednesday. Currently there are 14 analysts that rate Discover Financial Services a buy, no analysts rate it a sell, and 2 rate it a hold.

TheStreet Ratings rates

Discover Financial Services

as a

hold

. The company's strengths can be seen in multiple areas, such as its growth in earnings per share, increase in net income and notable return on equity. However, as a counter to these strengths, we also find weaknesses including generally higher debt management risk and a generally disappointing performance in the stock itself. Get the full

Discover Financial Services Ratings Report

now.

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1. As of noon trading,

Synchrony Financial

(

SYF

) is down $0.20 (-0.7%) to $27.54 on light volume. Thus far, 2.1 million shares of Synchrony Financial exchanged hands as compared to its average daily volume of 11.0 million shares. The stock has ranged in price between $27.52-$27.89 after having opened the day at $27.83 as compared to the previous trading day's close of $27.73.

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Synchrony Financial operates as a consumer financial services company in the United States. Synchrony Financial has a market cap of $22.9 billion and is part of the financial sector. Shares are down 8.8% year-to-date as of the close of trading on Wednesday. Currently there are 12 analysts that rate Synchrony Financial a buy, no analysts rate it a sell, and 1 rates it a hold.

TheStreet Ratings rates

Synchrony Financial

as a

hold

. The company's strengths can be seen in multiple areas, such as its revenue growth, increase in net income and notable return on equity. However, as a counter to these strengths, we also find weaknesses including poor profit margins and a generally disappointing performance in the stock itself. Get the full

Synchrony Financial Ratings Report

now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the financial services industry could consider

Financial Select Sector SPDR

(

XLF

) while those bearish on the financial services industry could consider

Proshares Short Financials

(

SEF

).