Two out of the three major indices are trading lower today with the

Dow Jones Industrial Average

(

^DJI

) trading down 13 points (-0.1%) at 18,461 as of Wednesday, July 27, 2016, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,210 issues advancing vs. 1,692 declining with 152 unchanged.

The Services sector currently sits down 0.5% versus the S&P 500, which is down 0.3%. On the negative front, top decliners within the sector include

Robert Half International

(

RHI

), down 12.8%,

Total System Services

(

TSS

), down 9.6%,

Wyndham Worldwide

(

WYN

), down 9.5%,

Ryder System

(

R

), down 6.8% and

TAL Education Group

(

XRS

), down 5.7%. Top gainers within the sector include

Watsco

(

WSO.B

), up 2.8%,

Sirius XM Holdings

(

SIRI

), up 1.6%,

Ryanair Holdings

(

RYAAY

), up 1.6% and

Liberty Global

(

LBTYB

), up 0.7%.

TheStreet would like to highlight 3 stocks pushing the sector lower today:

3.

Union Pacific

(

UNP

) is one of the companies pushing the Services sector lower today. As of noon trading, Union Pacific is down $1.33 (-1.4%) to $91.68 on light volume. Thus far, 1.6 million shares of Union Pacific exchanged hands as compared to its average daily volume of 4.5 million shares. The stock has ranged in price between $91.45-$92.95 after having opened the day at $92.53 as compared to the previous trading day's close of $93.01.

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Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates railroads in the United States. Union Pacific has a market cap of $76.9 billion and is part of the transportation industry. Shares are up 18.9% year-to-date as of the close of trading on Tuesday. Currently there are 11 analysts that rate Union Pacific a buy, 3 analysts rate it a sell, and 8 rate it a hold.

TheStreet Ratings rates

Union Pacific

as a

buy

. The company's strengths can be seen in multiple areas, such as its largely solid financial position with reasonable debt levels by most measures, expanding profit margins and reasonable valuation levels. We feel its strengths outweigh the fact that the company has had lackluster performance in the stock itself. Get the full

Union Pacific Ratings Report

now.

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2. As of noon trading,

Delta Air Lines

(

DAL

) is down $0.48 (-1.2%) to $38.55 on average volume. Thus far, 4.5 million shares of Delta Air Lines exchanged hands as compared to its average daily volume of 11.9 million shares. The stock has ranged in price between $38.50-$38.92 after having opened the day at $38.88 as compared to the previous trading day's close of $39.03.

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Delta Air Lines, Inc. provides scheduled air transportation for passengers and cargo in the United States and internationally. The company operates through two segments, Airline and Refinery. Delta Air Lines has a market cap of $29.2 billion and is part of the transportation industry. Shares are down 23.0% year-to-date as of the close of trading on Tuesday. Currently there are 8 analysts that rate Delta Air Lines a buy, no analysts rate it a sell, and 1 rates it a hold.

TheStreet Ratings rates

Delta Air Lines

as a

buy

. The company's strengths can be seen in multiple areas, such as its growth in earnings per share, increase in net income, good cash flow from operations, largely solid financial position with reasonable debt levels by most measures and notable return on equity. We feel its strengths outweigh the fact that the company has had lackluster performance in the stock itself. Get the full

Delta Air Lines Ratings Report

now.

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1. As of noon trading,

Wal-Mart Stores

(

WMT

) is down $0.47 (-0.6%) to $73.26 on light volume. Thus far, 2.8 million shares of Wal-Mart Stores exchanged hands as compared to its average daily volume of 9.1 million shares. The stock has ranged in price between $73.14-$73.82 after having opened the day at $73.65 as compared to the previous trading day's close of $73.73.

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Wal-Mart Stores, Inc. operates retail stores in various formats worldwide. It operates through three segments: Walmart U.S., Walmart International, and Sam's Club. Wal-Mart Stores has a market cap of $229.9 billion and is part of the retail industry. Shares are up 20.3% year-to-date as of the close of trading on Tuesday. Currently there are 4 analysts that rate Wal-Mart Stores a buy, 2 analysts rate it a sell, and 13 rate it a hold.

TheStreet Ratings rates

Wal-Mart Stores

as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, good cash flow from operations, increase in stock price during the past year and notable return on equity. We feel its strengths outweigh the fact that the company has had somewhat weak growth in earnings per share. Get the full

Wal-Mart Stores Ratings Report

now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the services sector could consider

iShares Dow Jones US Cons Services

(

IYC

) while those bearish on the services sector could consider

ProShares Ultra Short Consumer Sers

(

SCC

).