Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer.

All three major indices are trading up today with the

Dow Jones Industrial Average

(

^DJI

) trading up 6 points (0.0%) at 17,752 as of Friday, July 31, 2015, 12:55 PM ET. The NYSE advances/declines ratio sits at 2,104 issues advancing vs. 883 declining with 149 unchanged.

The Financial Services industry currently sits up 0.4% versus the S&P 500, which is up 0.1%. On the negative front, top decliners within the industry include

Visa

(

V

), down 0.9%,

MasterCard

(

MA

), down 0.8%,

Bank of New York Mellon

(

BK

), down 0.8%,

Charles Schwab

(

SCHW

), down 0.7% and

Capital One Financial

(

COF

), down 0.6%. Top gainers within the industry include

MoneyGram International

(

MGI

), up 25.9%,

Orix

(

IX

), up 5.6%,

Navient

(

NAVI

), up 1.9% and

HD Supply Holdings

(

HDS

), up 1.4%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3.

Northern

(

NTRS

) is one of the companies pushing the Financial Services industry lower today. As of noon trading, Northern is down $0.58 (-0.7%) to $76.68 on light volume. Thus far, 388,696 shares of Northern exchanged hands as compared to its average daily volume of 1.1 million shares. The stock has ranged in price between $76.43-$77.87 after having opened the day at $77.85 as compared to the previous trading day's close of $77.26.

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Northern Trust Corporation, a financial holding company, provides asset servicing, fund administration, asset management, fiduciary, and banking solutions for corporations, institutions, families, and individuals worldwide. Northern has a market cap of $17.9 billion and is part of the financial sector. Shares are up 14.6% year-to-date as of the close of trading on Thursday. Currently there is 1 analyst that rates Northern a buy, 4 analysts rate it a sell, and 7 rate it a hold.

TheStreet Ratings rates

Northern

as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, impressive record of earnings per share growth, compelling growth in net income, expanding profit margins and solid stock price performance. Although no company is perfect, currently we do not see any significant weaknesses which are likely to detract from the generally positive outlook. Get the full

Northern Ratings Report

now.

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2. As of noon trading,

Franklin Resources

(

BEN

) is down $0.39 (-0.8%) to $45.77 on heavy volume. Thus far, 1.7 million shares of Franklin Resources exchanged hands as compared to its average daily volume of 1.9 million shares. The stock has ranged in price between $45.50-$46.34 after having opened the day at $46.30 as compared to the previous trading day's close of $46.16.

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Franklin Resources, Inc. is a publicly owned asset management holding company. Through its subsidiaries, the firm provides its services to individuals, institutions, pension plans, trusts, and partnerships. Franklin Resources has a market cap of $28.8 billion and is part of the financial sector. Shares are down 16.6% year-to-date as of the close of trading on Thursday. Currently there is 1 analyst that rates Franklin Resources a buy, no analysts rate it a sell, and 8 rate it a hold.

TheStreet Ratings rates

Franklin Resources

as a

buy

. The company's strengths can be seen in multiple areas, such as its expanding profit margins, reasonable valuation levels and notable return on equity. We feel its strengths outweigh the fact that the company shows weak operating cash flow. Get the full

Franklin Resources Ratings Report

now.

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1. As of noon trading,

CME Group

(

CME

) is down $1.15 (-1.2%) to $95.86 on average volume. Thus far, 693,378 shares of CME Group exchanged hands as compared to its average daily volume of 1.4 million shares. The stock has ranged in price between $95.73-$97.04 after having opened the day at $96.97 as compared to the previous trading day's close of $97.01.

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CME Group Inc., through its subsidiaries, operates contract markets for the trading of futures and options on futures contracts worldwide. CME Group has a market cap of $32.7 billion and is part of the financial sector. Shares are up 9.4% year-to-date as of the close of trading on Thursday. Currently there are 4 analysts that rate CME Group a buy, 1 analyst rates it a sell, and 6 rate it a hold.

TheStreet Ratings rates

CME Group

as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, impressive record of earnings per share growth, compelling growth in net income and reasonable valuation levels. Although no company is perfect, currently we do not see any significant weaknesses which are likely to detract from the generally positive outlook. Get the full

CME Group Ratings Report

now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the financial services industry could consider

Financial Select Sector SPDR

(

XLF

) while those bearish on the financial services industry could consider

Proshares Short Financials

(

SEF

).