Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer.

One out of the three major indices are trading up today with the

Dow Jones Industrial Average

(

^DJI

) trading down 2 points (0.0%) at 17,750 as of Thursday, July 30, 2015, 1:05 PM ET. The NYSE advances/declines ratio sits at 1,461 issues advancing vs. 1,490 declining with 187 unchanged.

The Financial sector currently is unchanged today versus the S&P 500, which is unchanged. On the negative front, top decliners within the sector include

Royal Bank of Scotland Group (The

(

RBS

), down 3.6%,

Santander Consumer USA Holdings

(

SC

), down 3.2%,

Grupo Financiero Santander Mexico SAB de CV

(

BSMX

), down 3.4%,

Banco Santander Brasil SA/Brazil

(

BSBR

), down 3.6% and

Host Hotels & Resorts

(

HST

), down 2.5%. Top gainers within the sector include

Credit Acceptance

(

CACC

), up 7.7%,

Orix

(

IX

), up 5.8%,

Mid-America Apartment Communities

(

MAA

), up 4.0%,

Icahn

(

IEP

), up 2.8% and

Shinhan Financial Group

(

SHG

), up 2.3%.

TheStreet would like to highlight 3 stocks pushing the sector lower today:

3.

ING Groep N.V

(

ING

) is one of the companies pushing the Financial sector lower today. As of noon trading, ING Groep N.V is down $0.09 (-0.5%) to $16.89 on average volume. Thus far, 1.6 million shares of ING Groep N.V exchanged hands as compared to its average daily volume of 2.9 million shares. The stock has ranged in price between $16.73-$16.91 after having opened the day at $16.87 as compared to the previous trading day's close of $16.98.

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ING Groep N.V., a financial institution, provides banking products and services to individuals, small and medium enterprises, and mid-corporates. It operates through Retail Netherlands; Retail Belgium; Retail Germany; Retail Rest of World; and Commercial Banking segments. ING Groep N.V has a market cap of $66.2 billion and is part of the banking industry. Shares are up 30.9% year-to-date as of the close of trading on Wednesday. Currently there are 2 analysts that rate ING Groep N.V a buy, no analysts rate it a sell, and none rate it a hold.

TheStreet Ratings rates

ING Groep N.V

as a

sell

. The company's weaknesses can be seen in multiple areas, such as its disappointing return on equity and weak operating cash flow. Get the full

ING Groep N.V Ratings Report

now.

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2. As of noon trading,

Unum Group

(

UNM

) is down $1.44 (-3.8%) to $36.02 on average volume. Thus far, 1.1 million shares of Unum Group exchanged hands as compared to its average daily volume of 1.4 million shares. The stock has ranged in price between $35.99-$37.46 after having opened the day at $36.55 as compared to the previous trading day's close of $37.46.

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Unum Group, together with its subsidiaries, provides group and individual disability insurance products in the United States and the United Kingdom. The company operates through three segments: Unum US, Unum UK, and Colonial Life. Unum Group has a market cap of $9.2 billion and is part of the insurance industry. Shares are up 7.4% year-to-date as of the close of trading on Wednesday. Currently there are 6 analysts that rate Unum Group a buy, no analysts rate it a sell, and 7 rate it a hold.

TheStreet Ratings rates

Unum Group

as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, good cash flow from operations, largely solid financial position with reasonable debt levels by most measures and increase in stock price during the past year. We feel its strengths outweigh the fact that the company has had sub par growth in net income. Get the full

Unum Group Ratings Report

now.

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1. As of noon trading,

Lincoln National

(

LNC

) is down $1.76 (-3.0%) to $56.89 on average volume. Thus far, 1.2 million shares of Lincoln National exchanged hands as compared to its average daily volume of 1.8 million shares. The stock has ranged in price between $56.60-$57.21 after having opened the day at $57.17 as compared to the previous trading day's close of $58.65.

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Lincoln National Corporation, through its subsidiaries, engages in multiple insurance and retirement businesses in the United States. It operates through Annuities, Retirement Plan Services, Life Insurance, and Group Protection segments. Lincoln National has a market cap of $14.5 billion and is part of the insurance industry. Shares are up 1.7% year-to-date as of the close of trading on Wednesday. Currently there are 6 analysts that rate Lincoln National a buy, no analysts rate it a sell, and 7 rate it a hold.

TheStreet Ratings rates

Lincoln National

as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, attractive valuation levels, solid stock price performance, good cash flow from operations and largely solid financial position with reasonable debt levels by most measures. We feel its strengths outweigh the fact that the company has had sub par growth in net income. Get the full

Lincoln National Ratings Report

now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the financial sector could consider

Financial Select Sector SPDR

(

XLF

) while those bearish on the financial sector could consider

Proshares Short Financials

(

SEF

).