One out of the three major indices are trading lower today with the

Dow Jones Industrial Average

(

^DJI

) trading down 36 points (-0.2%) at 15,908 as of Thursday, Jan. 28, 2016, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,930 issues advancing vs. 1,011 declining with 153 unchanged.

The Banking industry currently sits up 1.4% versus the S&P 500, which is up 0.1%. On the negative front, top decliners within the industry include

State Street

(

STT

), down 1.2%, and

Citigroup

(

C

), down 0.5%. Top gainers within the industry include

Credicorp

(

BAP

), up 4.2%,

Canadian Imperial Bank of Commerce

(

CM

), up 2.5%,

Shinhan Financial Group

(

SHG

), up 2.3%,

Lloyds Banking Group

(

LYG

), up 0.5% and

Wells Fargo

(

WFC

), up 0.5%.

TheStreet would like to highlight 3 stocks pushing the industry lower today:

3.

Credit Suisse Group

(

CS

) is one of the companies pushing the Banking industry lower today. As of noon trading, Credit Suisse Group is down $0.22 (-1.3%) to $17.27 on average volume. Thus far, 1.0 million shares of Credit Suisse Group exchanged hands as compared to its average daily volume of 1.6 million shares. The stock has ranged in price between $17.17-$17.51 after having opened the day at $17.49 as compared to the previous trading day's close of $17.49.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

Credit Suisse Group AG, together with its subsidiaries, provides various financial services to private, corporate, institutional, government clients, and high-net-worth individuals, as well as affluent and retail clients worldwide. Credit Suisse Group has a market cap of $29.2 billion and is part of the financial sector. Shares are down 19.0% year-to-date as of the close of trading on Wednesday. Currently there is 1 analyst that rates Credit Suisse Group a buy, 1 analyst rates it a sell, and none rate it a hold.

TheStreet Ratings rates

Credit Suisse Group

TheStreet Recommends

as a

hold

. The company's strengths can be seen in multiple areas, such as its attractive valuation levels, good cash flow from operations and notable return on equity. However, as a counter to these strengths, we also find weaknesses including a generally disappointing performance in the stock itself, unimpressive growth in net income and feeble growth in the company's earnings per share. Get the full

Credit Suisse Group Ratings Report

now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

2. As of noon trading,

ING Groep

(

ING

) is down $0.24 (-2.1%) to $11.25 on heavy volume. Thus far, 2.6 million shares of ING Groep exchanged hands as compared to its average daily volume of 2.6 million shares. The stock has ranged in price between $11.16-$11.40 after having opened the day at $11.37 as compared to the previous trading day's close of $11.49.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

ING Groep N.V., a financial institution, provides banking products and services to individuals, small and medium enterprises, and mid-corporates. It operates through Retail Netherlands; Retail Belgium; Retail Germany; Retail Rest of World; and Commercial Banking segments. ING Groep has a market cap of $45.0 billion and is part of the financial sector. Shares are down 13.4% year-to-date as of the close of trading on Wednesday. Currently there is 1 analyst that rates ING Groep a buy, no analysts rate it a sell, and none rate it a hold.

TheStreet Ratings rates

ING Groep

as a

sell

. The company's weaknesses can be seen in multiple areas, such as its unimpressive growth in net income, generally disappointing historical performance in the stock itself and feeble growth in its earnings per share. Get the full

ING Groep Ratings Report

now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

1. As of noon trading,

Deutsche Bank

(

DB

) is down $0.79 (-4.3%) to $17.63 on heavy volume. Thus far, 1.5 million shares of Deutsche Bank exchanged hands as compared to its average daily volume of 1.9 million shares. The stock has ranged in price between $17.61-$18.04 after having opened the day at $17.95 as compared to the previous trading day's close of $18.42.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

Deutsche Bank AG provides investment, financial, and related products and services worldwide. Its Corporate Banking & Securities division engages in selling, trading, and structuring a range of fixed income, equity, equity-linked, foreign exchange, and commodities products. Deutsche Bank has a market cap of $25.7 billion and is part of the financial sector. Shares are down 22.7% year-to-date as of the close of trading on Wednesday. Currently there are no analysts that rate Deutsche Bank a buy, no analysts rate it a sell, and 2 rate it a hold.

TheStreet Ratings rates

Deutsche Bank

as a

sell

. The company's weaknesses can be seen in multiple areas, such as its deteriorating net income, disappointing return on equity and generally disappointing historical performance in the stock itself. Get the full

Deutsche Bank Ratings Report

now.

EXCLUSIVE OFFER: See inside Jim Cramer's multi-million dollar charitable trust portfolio to see the stocks he thinks could be potential winners. Click here to see his holdings for 14-days FREE.

If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the banking industry could consider

KBW Bank ETF

(

KBE

) while those bearish on the banking industry could consider

ProShares Short KBW Regional Bankng

(

KRS

).