TheStreet Ratings' stock model projects a stock's total return potential over a 12-month period including both price appreciation and dividends. Our Buy, Hold or Sell ratings designate how we expect these stocks to perform against a general benchmark of the equities market and interest rates.

While plenty of high-yield opportunities exist, investors must always consider the safety of their dividend and the total return potential of their investment. It is not uncommon for a struggling company to suspend high-yielding dividends which could subsequently result in precipitous share price declines.

TheStreet Ratings' stock rating model views dividends favorably, but not so much that other factors are disregarded. Our model gauges the relationship between risk and reward in several ways, including: the pricing drawdown as compared to potential profit volatility, i.e. how much one is willing to risk in order to earn profits?; the level of acceptable volatility for highly performing stocks; the current valuation as compared to projected earnings growth; and the financial strength of the underlying company as compared to its stock's valuation as compared to its stock's performance.

These and many more derived observations are then combined, ranked, weighted, and scenario-tested to create a more complete analysis. The result is a systematic and disciplined method of selecting stocks. As always, stock ratings should not be treated as gospel — rather, use them as a starting point for your own research.

The following pages contain our analysis of 3 stocks with substantial yields, that ultimately, we have rated "Hold."

One Liberty Properties

Dividend Yield: 8.00%

One Liberty Properties

(NYSE:

OLP

) shares currently have a dividend yield of 8.00%.

One Liberty Properties, Inc., a real estate investment trust (REIT), engages in the acquisition, ownership, and management of commercial real estate properties in the United States. The company has a P/E ratio of 12.48.

The average volume for One Liberty Properties has been 47,100 shares per day over the past 30 days. One Liberty Properties has a market cap of $344.1 million and is part of the real estate industry. Shares are down 0.7% year-to-date as of the close of trading on Thursday.

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TheStreet Ratings rates

One Liberty Properties

as a

hold

. The company's strengths can be seen in multiple areas, such as its revenue growth, compelling growth in net income and reasonable valuation levels. However, as a counter to these strengths, we find that the stock has had a generally disappointing performance in the past year.

Highlights from the ratings report include:

  • OLP's revenue growth has slightly outpaced the industry average of 6.8%. Since the same quarter one year prior, revenues slightly increased by 7.1%. This growth in revenue appears to have trickled down to the company's bottom line, improving the earnings per share.
  • The gross profit margin for ONE LIBERTY PROPERTIES INC is rather high; currently it is at 65.81%. It has increased from the same quarter the previous year. Regardless of the strong results of the gross profit margin, the net profit margin of 23.06% trails the industry average.
  • The return on equity has improved slightly when compared to the same quarter one year prior. This can be construed as a modest strength in the organization. When compared to other companies in the Real Estate Investment Trusts (REITs) industry and the overall market, ONE LIBERTY PROPERTIES INC's return on equity is below that of both the industry average and the S&P 500.
  • OLP has underperformed the S&P 500 Index, declining 14.05% from its price level of one year ago. The fact that the stock is now selling for less than others in its industry in relation to its current earnings is not reason enough to justify a buy rating at this time.

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Manning & Napier

Dividend Yield: 9.40%

Manning & Napier

(NYSE:

MN

) shares currently have a dividend yield of 9.40%.

Manning & Napier, Inc is publicly owned investment manager. It provides its services to net worth individuals and institutions, including 401(k) plans, pension plans, taft-hartley plans, endowments and foundations. The firm manages separate client-focused equity and fixed income portfolios. The company has a P/E ratio of 7.56.

The average volume for Manning & Napier has been 65,300 shares per day over the past 30 days. Manning & Napier has a market cap of $100.5 million and is part of the financial services industry. Shares are down 17.6% year-to-date as of the close of trading on Thursday.

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TheStreet Ratings rates

Manning & Napier

as a

hold

. Among the primary strengths of the company is its expanding profit margins over time. At the same time, however, we also find weaknesses including unimpressive growth in net income, a generally disappointing performance in the stock itself and feeble growth in the company's earnings per share.

Highlights from the ratings report include:

  • 36.14% is the gross profit margin for MANNING & NAPIER INC which we consider to be strong. Despite the high profit margin, it has decreased significantly from the same period last year. Despite the mixed results of the gross profit margin, the net profit margin of 3.94% trails the industry average.
  • MN, with its decline in revenue, underperformed when compared the industry average of 4.3%. Since the same quarter one year prior, revenues fell by 26.3%. Weakness in the company's revenue seems to have hurt the bottom line, decreasing earnings per share.
  • MANNING & NAPIER INC has experienced a steep decline in earnings per share in the most recent quarter in comparison to its performance from the same quarter a year ago. This company has reported somewhat volatile earnings recently. We feel it is likely to report a decline in earnings in the coming year. During the past fiscal year, MANNING & NAPIER INC increased its bottom line by earning $0.87 versus $0.67 in the prior year. For the next year, the market is expecting a contraction of 21.8% in earnings ($0.68 versus $0.87).
  • Despite any intermediate fluctuations, we have only bad news to report on this stock's performance over the last year: it has tumbled by 43.88%, worse than the S&P 500's performance. Consistent with the plunge in the stock price, the company's earnings per share are down 67.24% compared to the year-earlier quarter. Turning toward the future, the fact that the stock has come down in price over the past year should not necessarily be interpreted as a negative; it could be one of the factors that may help make the stock attractive down the road. Right now, however, we believe that it is too soon to buy.
  • The company, on the basis of change in net income from the same quarter one year ago, has significantly underperformed when compared to that of the S&P 500 and the Capital Markets industry. The net income has significantly decreased by 64.7% when compared to the same quarter one year ago, falling from $8.11 million to $2.86 million.

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NVE

Dividend Yield: 7.90%

NVE

(NASDAQ:

NVEC

) shares currently have a dividend yield of 7.90%.

NVE Corporation develops and sells devices using spintronics, a nanotechnology that utilizes electron spin rather than electron charge to acquire, store, and transmit information. The company has a P/E ratio of 17.24.

The average volume for NVE has been 17,300 shares per day over the past 30 days. NVE has a market cap of $243.9 million and is part of the electronics industry. Shares are down 10% year-to-date as of the close of trading on Thursday.

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TheStreet Ratings rates

NVE

as a

hold

. The company's strengths can be seen in multiple areas, such as its largely solid financial position with reasonable debt levels by most measures, good cash flow from operations and expanding profit margins. However, as a counter to these strengths, we also find weaknesses including a generally disappointing performance in the stock itself, unimpressive growth in net income and feeble growth in the company's earnings per share.

Highlights from the ratings report include:

  • NVEC has no debt to speak of therefore resulting in a debt-to-equity ratio of zero, which we consider to be a relatively favorable sign. Along with this, the company maintains a quick ratio of 18.40, which clearly demonstrates the ability to cover short-term cash needs.
  • Net operating cash flow has slightly increased to $4.06 million or 5.45% when compared to the same quarter last year. The firm also exceeded the industry average cash flow growth rate of -26.16%.
  • The return on equity has improved slightly when compared to the same quarter one year prior. This can be construed as a modest strength in the organization. Compared to other companies in the Semiconductors & Semiconductor Equipment industry and the overall market on the basis of return on equity, NVE CORP has underperformed in comparison with the industry average, but has exceeded that of the S&P 500.
  • The change in net income from the same quarter one year ago has exceeded that of the S&P 500, but is less than that of the Semiconductors & Semiconductor Equipment industry average. The net income has decreased by 7.7% when compared to the same quarter one year ago, dropping from $2.79 million to $2.58 million.
  • Reflecting the weaknesses we have cited, including the decline in the company's earnings per share, NVEC has underperformed the S&P 500 Index, declining 21.25% from its price level of one year ago. The fact that the stock is now selling for less than others in its industry in relation to its current earnings is not reason enough to justify a buy rating at this time.

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