TheStreet Ratings' stock model projects a stock's total return potential over a 12-month period including both price appreciation and dividends. Our Buy, Hold or Sell ratings designate how we expect these stocks to perform against a general benchmark of the equities market and interest rates.

While plenty of high-yield opportunities exist, investors must always consider the safety of their dividend and the total return potential of their investment. It is not uncommon for a struggling company to suspend high-yielding dividends which could subsequently result in precipitous share price declines.

TheStreet Ratings' stock rating model views dividends favorably, but not so much that other factors are disregarded. Our model gauges the relationship between risk and reward in several ways, including: the pricing drawdown as compared to potential profit volatility, i.e. how much one is willing to risk in order to earn profits?; the level of acceptable volatility for highly performing stocks; the current valuation as compared to projected earnings growth; and the financial strength of the underlying company as compared to its stock's valuation as compared to its stock's performance.

These and many more derived observations are then combined, ranked, weighted, and scenario-tested to create a more complete analysis. The result is a systematic and disciplined method of selecting stocks. As always, stock ratings should not be treated as gospel — rather, use them as a starting point for your own research.

The following pages contain our analysis of 3 stocks with substantial yields, that ultimately, we have rated "Hold."

Blackstone Mortgage

Dividend Yield: 9.10%

Blackstone Mortgage

(NYSE:

BXMT

) shares currently have a dividend yield of 9.10%.

Blackstone Mortgage Trust, Inc., a real estate finance company, originates and purchases senior loans collateralized by properties in North America and Europe. It operates through two segments, Loan Origination and CT Legacy Portfolio. The company has a P/E ratio of 13.40.

The average volume for Blackstone Mortgage has been 551,500 shares per day over the past 30 days. Blackstone Mortgage has a market cap of $2.5 billion and is part of the real estate industry. Shares are down 5.6% year-to-date as of the close of trading on Tuesday.

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TheStreet Ratings rates

Blackstone Mortgage

as a

hold

. The company's strengths can be seen in multiple areas, such as its robust revenue growth, impressive record of earnings per share growth and compelling growth in net income. However, as a counter to these strengths, we find that the stock has had a generally disappointing performance in the past year.

Highlights from the ratings report include:

  • BXMT's very impressive revenue growth greatly exceeded the industry average of 6.1%. Since the same quarter one year prior, revenues leaped by 174.6%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • BLACKSTONE MORTGAGE TR INC reported significant earnings per share improvement in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past year. We feel that this trend should continue. This trend suggests that the performance of the business is improving. During the past fiscal year, BLACKSTONE MORTGAGE TR INC turned its bottom line around by earning $1.86 versus -$0.25 in the prior year. This year, the market expects an improvement in earnings ($2.36 versus $1.86).
  • The return on equity has improved slightly when compared to the same quarter one year prior. This can be construed as a modest strength in the organization. When compared to other companies in the Real Estate Investment Trusts (REITs) industry and the overall market, BLACKSTONE MORTGAGE TR INC's return on equity is below that of both the industry average and the S&P 500.
  • BXMT has underperformed the S&P 500 Index, declining 5.06% from its price level of one year ago. The fact that the stock is now selling for less than others in its industry in relation to its current earnings is not reason enough to justify a buy rating at this time.

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Chimera Investment

Dividend Yield: 13.40%

Chimera Investment

(NYSE:

CIM

) shares currently have a dividend yield of 13.40%.

Chimera Investment Corporation operates as a real estate investment trust in the United States. The company has a P/E ratio of 22.11.

The average volume for Chimera Investment has been 1,616,500 shares per day over the past 30 days. Chimera Investment has a market cap of $2.7 billion and is part of the real estate industry. Shares are down 8.7% year-to-date as of the close of trading on Tuesday.

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TheStreet Ratings rates

Chimera Investment

as a

hold

. The company's strengths can be seen in multiple areas, such as its reasonable valuation levels and expanding profit margins. However, as a counter to these strengths, we also find weaknesses including deteriorating net income, disappointing return on equity and weak operating cash flow.

Highlights from the ratings report include:

  • The gross profit margin for CHIMERA INVESTMENT CORP is currently very high, coming in at 75.81%. Despite the high profit margin, it has decreased significantly from the same period last year. Despite the mixed results of the gross profit margin, CIM's net profit margin of -27.66% significantly underperformed when compared to the industry average.
  • The company, on the basis of change in net income from the same quarter one year ago, has significantly underperformed when compared to that of the S&P 500 and the Real Estate Investment Trusts (REITs) industry. The net income has significantly decreased by 112.8% when compared to the same quarter one year ago, falling from $377.58 million to -$48.26 million.
  • Return on equity has greatly decreased when compared to its ROE from the same quarter one year prior. This is a signal of major weakness within the corporation. When compared to other companies in the Real Estate Investment Trusts (REITs) industry and the overall market, CHIMERA INVESTMENT CORP's return on equity is below that of both the industry average and the S&P 500.

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CVR Energy

Dividend Yield: 5.10%

CVR Energy

(NYSE:

CVI

) shares currently have a dividend yield of 5.10%.

CVR Energy, Inc., through its subsidiaries, engages in petroleum refining and nitrogen fertilizer manufacturing activities in the United States. The company operates through two segments, Petroleum and Nitrogen Fertilizer. The company has a P/E ratio of 15.53.

The average volume for CVR Energy has been 363,200 shares per day over the past 30 days. CVR Energy has a market cap of $3.4 billion and is part of the energy industry. Shares are up 2.9% year-to-date as of the close of trading on Tuesday.

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TheStreet Ratings rates

CVR Energy

as a

hold

. The company's strengths can be seen in multiple areas, such as its increase in net income, reasonable valuation levels and good cash flow from operations. However, as a counter to these strengths, we find that the company's profit margins have been poor overall.

Highlights from the ratings report include:

  • The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Oil, Gas & Consumable Fuels industry. The net income increased by 632.9% when compared to the same quarter one year prior, rising from $7.90 million to $57.90 million.
  • CVI's debt-to-equity ratio of 0.63 is somewhat low overall, but it is high when compared to the industry average, implying that the management of the debt levels should be evaluated further. Despite the fact that CVI's debt-to-equity ratio is mixed in its results, the company's quick ratio of 2.03 is high and demonstrates strong liquidity.
  • The company's current return on equity has slightly decreased from the same quarter one year prior. This implies a minor weakness in the organization. Compared to other companies in the Oil, Gas & Consumable Fuels industry and the overall market, CVR ENERGY INC's return on equity exceeds that of both the industry average and the S&P 500.
  • The gross profit margin for CVR ENERGY INC is currently extremely low, coming in at 13.22%. Regardless of CVI's low profit margin, it has managed to increase from the same period last year. Despite the mixed results of the gross profit margin, CVI's net profit margin of 4.10% compares favorably to the industry average.

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