All three major indices are trading down today with the

Dow Jones Industrial Average

(

^DJI

) trading down 51 points (-0.3%) at 16,416 as of Monday, Feb. 1, 2016, 11:55 AM ET. The NYSE advances/declines ratio sits at 1,097 issues advancing vs. 1,872 declining with 189 unchanged.

The Financial Services industry currently sits down 0.3% versus the S&P 500, which is down 0.3%. A company within the industry that increased today was

Orix

(

IX

), up 5.3%. On the negative front, top decliners within the industry include

Franklin Resources

(

BEN

), down 2.9%,

Invesco

(

IVZ

), down 2.4%,

Affiliated Managers Group

(

AMG

), down 2.1%,

State Street

(

STT

), down 2.0% and

Blackstone Group

(

BX

), down 1.8%.

TheStreet would like to highlight 3 stocks pushing the industry higher today:

3.

LendingClub

(

LC

) is one of the companies pushing the Financial Services industry higher today. As of noon trading, LendingClub is up $0.23 (3.1%) to $7.61 on average volume. Thus far, 2.3 million shares of LendingClub exchanged hands as compared to its average daily volume of 5.7 million shares. The stock has ranged in price between $6.99-$7.66 after having opened the day at $7.35 as compared to the previous trading day's close of $7.38.

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LendingClub Corporation operates as an online marketplace for connecting borrowers and investors in the United States. LendingClub has a market cap of $2.8 billion and is part of the financial sector. Shares are down 33.2% year-to-date as of the close of trading on Friday. Currently there are 8 analysts who rate LendingClub a buy, 1 analyst rates it a sell, and 1 rates it a hold.

TheStreet Ratings rates

LendingClub

as a

sell

. Among the areas we feel are negative, one of the most important has been very high debt management risk by most measures. Get the full

LendingClub Ratings Report

now.

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2. As of noon trading,

Equifax

(

EFX

) is up $0.94 (0.9%) to $106.74 on average volume. Thus far, 279,345 shares of Equifax exchanged hands as compared to its average daily volume of 716,700 shares. The stock has ranged in price between $104.74-$106.89 after having opened the day at $105.69 as compared to the previous trading day's close of $105.80.

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Equifax Inc. provides information solutions and human resources business process outsourcing services for businesses, governments, and consumers. The company's U.S. Equifax has a market cap of $12.1 billion and is part of the financial sector. Shares are down 5.0% year-to-date as of the close of trading on Friday. Currently there are 5 analysts who rate Equifax a buy, no analysts rate it a sell, and 3 rate it a hold.

TheStreet Ratings rates

Equifax

as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, impressive record of earnings per share growth, compelling growth in net income and expanding profit margins. We feel its strengths outweigh the fact that the company is trading at a premium valuation based on our review of its current price compared to such things as earnings and book value. Get the full

Equifax Ratings Report

now.

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1. As of noon trading,

American Express

(

AXP

) is up $0.58 (1.1%) to $54.08 on average volume. Thus far, 4.0 million shares of American Express exchanged hands as compared to its average daily volume of 7.6 million shares. The stock has ranged in price between $53.00-$54.13 after having opened the day at $53.42 as compared to the previous trading day's close of $53.50.

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American Express Company, together with its subsidiaries, provides charge and credit payment card products and travel-related services to consumers and businesses worldwide. The company operates through four segments: U.S. American Express has a market cap of $52.0 billion and is part of the financial sector. Shares are down 23.1% year-to-date as of the close of trading on Friday. Currently there are 4 analysts who rate American Express a buy, 5 analysts rate it a sell, and 13 rate it a hold.

TheStreet Ratings rates

American Express

as a

buy

. The company's strengths can be seen in multiple areas, such as its revenue growth, reasonable valuation levels and notable return on equity. We feel its strengths outweigh the fact that the company has had lackluster performance in the stock itself. Get the full

American Express Ratings Report

now.

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If you are interested in one of these 3 stocks, ETFs may be of interest. Investors who are bullish on the financial services industry could consider

Financial Select Sector SPDR

(

XLF

) while those bearish on the financial services industry could consider

Proshares Short Financials

(

SEF

).