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NEW YORK (

TheStreet

) -- "We can't have healthy markets without the little guy," Jim Cramer announced to the viewers of his

"Mad Money"

TV show Monday, as he responded to a

New York Times

article that noted how investors have taken $33 billion out of the stock market this year and put it into bonds and fixed income.

"People are avoiding stocks like the plague," said Cramer, even though staying diversified and investing in the right stocks is still the best way to make money. CD's and bonds, he said, may seem like safe investment, but investors will never make any significant money with them.

Stocks are the only way to go, said Cramer, as he outlined what he would do to bring the individual investor back to the markets.

No. 1. Shut down the machines. Cramer said the reasons for the "flash crash" crash are still not known, and until we do fine out, the machines must be turned off.

No.2. Lower taxes on stocks. Cramer said taxes have to stay low on capital gains and dividends, especially for the working class, who needs this income for retirement.

3. Make 401k's self-directed. Cramer said individuals should be allowed to manage their own investments and not have to rely on crummy mutual fund managers.

No. 4. Bolster the Securities and Exchange Commision. Cramer said the SEC needs to make sure our money if safe. "Let me hire 50,000 new investigators," he said, the white collar crime is out there.

No. 5. Exchanges need more power. Cramer said the stock exchanges need the authority to stop trading the machines any time they go awry to preserve the market integrity.

No. 6. Show people the game's not rigged. Cramer said to use opportunities like the upcoming General Motors IPO to get individuals in the game. "Give the IPO to the people," he pleaded, after all it was us who bailed them out in the first place.

The stock market has been the best way America's ever known to make some money, said Cramer. It's time we clean it up and return it to the people.

Clearing the Air

In an "Executive Decision" segment, Cramer sat down with David Snow, chairman and CEO of

MedcoHealth Solutions

(MHS)

, a stock which Cramer owns for his charitable trust,

Action Alerts PLUS.

Snow said it's a mystery to him why Medco's stock is languishing, despite the company delivering 23% annual growth since coming public. He said his industry is competitive, but it's also disciplined, and some competitors tactics of cutting below their costs isn't sustainable.

Snow also noted that while many investors are focused on the pipeline of drugs coming off patent in the coming years, generics are only one of many growth drivers for Medco. He said that brand name sales are also a growth driver, as is Medicare sales, and Medco's specialty business.

One area of concern for investors has been Medco's contract renewal with

Unitedhealth Group

(UNH) - Get Report

. Snow said that Medco has a great relationship with Unitedhealth, and the contract isn't up for renewal until 2013. "I'm not ready to panic about it yet," he said, noting that with Medco's growth rate, Unitedhealth is representing a smaller and smaller share of the company's business every year.

Cramer continued his support for Medco, calling the stock the cheapest he's ever seen for such a great growth company.

Cloud Play

In another interview, Cramer spoke with Mark Benioff, chairman and CEO of

Salesforce.com

(CRM) - Get Report

, a stock Cramer has long championed, recommending it last on June 22 for a 22% gain.

Benioff once again touted Salesforce.com's cloud computing model as "the end of software," by saying that company's no longer have to buy hardware and software and hire staff to power their enterprise. Instead, they can use Salesforce.com's software and consume software only as they need it, he said.

Benioff said with $683 million in deferred revenue on the books, Salesforce.com has the transparency and visibility to see what's coming, which is why the company's revenue is up 25% on the year and why it raised guidance even beyond their previous expectations.

When asked about the company's new social media initiate, called Chatter, Benioff explained that Chatter allows businesses to see what's going in inside their organizations to make their businesses better. He said the next wave of computing will be taking all of this new real-time information and making it mobile.

Cramer continued his recommendation of Salesforce.com, saying the stock is not done yet.

Mad Mail

Cramer told a viewer that new entrants into the smart electric meter industry will hurt the stock of

Itron

(ITRI) - Get Report

, a stock Cramer previously recommended.

Cramer told another viewer that the stock of

Clean Energy Fuels

(CLNE) - Get Report

will be controlled by Congress, and whether it passes a natural gas rebate or credit for truckers, and not by any technical analysis.

Finally, Cramer told a viewer that the conference call of

Baker Hughes

(BHI)

was a "ball of confusion" and he still favors

Weatherford

(WFT) - Get Report

, a stock which he owns for his charitable trust,

Action Alerts PLUS.

Lightning Round

Cramer was bullish on

Las Vegas Sands

(LVS) - Get Report

,

Express Scripts

(ESRX)

,

Vodaphone

(VOD) - Get Report

and

Weatherford

(WFT) - Get Report

.

He was bearish on

Rex Energy

(REXX)

and

RealD

(RLD)

.

-- Written by Scott Rutt in Washington D.C.

To watch replays of Cramer's video segments, visit the Mad Moneypage on CNBC

.

Want more Cramer? Check out Jim's rules and commandments forinvesting from his latest book by

clicking here.

For more of Cramer's insights during the Lightning Round, clickhere

.

At the time of publication, Cramer was long MedcoHealth Solutions, Weatherford.

Jim Cramer, host of the CNBC television program "Mad Money," is a Markets Commentator for TheStreet.com, Inc., and CNBC, and a director and co-founder of TheStreet.com. All opinions expressed by Mr. Cramer on "Mad Money" are his own and do not reflect the opinions of TheStreet.com or its affiliates, or CNBC, NBC UNIVERSAL or their parent company or affiliates. Mr. Cramer's opinions are based upon information he considers to be reliable, but neither TheStreet.com, nor CNBC, nor either of their affiliates and/or subsidiaries warrant its completeness or accuracy, and it should not be relied upon as such. Mr. Cramer's statements are based on his opinions at the time statements are made, and are subject to change without notice. No part of Mr. Cramer's compensation from CNBC or TheStreet.com is related to the specific opinions expressed by him on "Mad Money."

None of the information contained in "Mad Money" constitutes a recommendation by Mr. Cramer, TheStreet.com or CNBC that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. You must make your own independent decisions regarding any security, portfolio of securities, transaction, or investment strategy mentioned on the program. Mr. Cramer's past results are not necessarily indicative of future performance. Neither Mr. Cramer, nor TheStreet.com, nor CNBC guarantees any specific outcome or profit, and you should be aware of the real risk of loss in following any strategy or investments discussed on the program. The strategy or investments discussed may fluctuate in price or value and you may get back less than you invested. Before acting on any information contained in the program, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser.

Some of the stocks mentioned by Mr. Cramer on "Mad Money" are held in Mr. Cramer's Action Alerts PLUS Portfolio. When that is the case, appropriate disclosure is made on the program and in the "Mad Money" recap available on TheStreet.com. The Action Alerts PLUS Portfolio contains all of Mr. Cramer's personal investments in publicly-traded equity securities only, and does not include any mutual fund holdings or other institutionally managed assets, private equity investments, or his holdings in TheStreet.com, Inc. Since March 2005, the Action Alerts PLUS Portfolio has been held by a Trust, the realized profits from which have been pledged to charity. Mr. Cramer retains full investment discretion with respect to all securities contained in the Trust. Mr. Cramer is subject to certain trading restrictions, and must hold all securities in the Action Alerts PLUS Portfolio for at least one month, and is not permitted to buy or sell any security he has spoken about on television or on his radio program for five days following the broadcast.