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First Union


said Robert P. Kelly will succeed Robert T. Atwood as the company's chief financial officer, effective Nov. 13.

Kelly, 46 years old, recently retired from a 19-year tenure at

Toronto Dominion Bank


, where he most recently served as vice chairman of the group office.

Atwood, 61, had previously announced his plans to retire from First Union. He served as the company's financial chief since 1991.