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For an "Executive Decision" segment, Cramer spoke with Phillip Green, chairman and CEO at Cullen/Frost Bankers (CFR) - Get Report , the Texas-based regional bank that's more than 150 years old.

Green said his bank has always been about building long-term relationships. While some people see Cullen/Frost as making energy loans, he sees it as loaning to people in the energy business.

When asked about the recent weakness in the company stock, Green said that investors have underestimated the strength and diversity of the Texas economy. He said they also discount their customers' ability and willingness to deleverage during downturns. When you deal in relationships and not transactions, you can help your customers thrive in any environment, he said.

Turning to the topic of interest rates, Green said the last rate hike didn't do much to increase deposit rates, but it did translate into 20 cents a share in earnings for Cullen/Frost. He expects future rate hikes to also have positive impacts.

And when asked about what he's hearing from customers, Green said that the attitude has been markedly better since the election and there is clear momentum growing.

Meanwhile, on Real Money, Cramer explains why this is a market worth buying into at these rates. Check out his pithy analysis with a free trial subscription to Real Money.

Cramer and the AAP team say that while economic developments are generally unpredictable, the Fed expects three gradual hikes in 2018. Find out what they're telling their investment club members with a free trial subscription to Action Alerts PLUS.

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At the time of publication, Cramer's Action Alerts PLUS had no position in stocks mentioned.