Credit cards will survive under the credit card "bill of rights," companies, said Jim Cramer on Monday's "Stop Trading!" segment on CNBC. "I still think these guys are great at being able to sell their companies to people," he said. "They're really fabulous marketers."

He said

MasterCard

(MA) - Get Report

and

Visa

(V) - Get Report

"didn't have the debt default issues" and so were in a different category.

Visa, which Cramer's been buying for his

Action Alerts PLUS

charitable trust, is "really a debit card, and it's debit that's taking off," he said. "I love my debit card because it keeps me out of trouble, and I think a lot of Americans feel that way."

As for the tech rally, "it's like clockwork," Cramer said. "Once again, in the gloom of this morning, I see the uptick again" in

Research In Motion

(RIMM)

,

Amazon

(AMZN) - Get Report

,

Google

(GOOG) - Get Report

and

Apple

(AAPL) - Get Report

.

He also said the

Microsoft

(MSFT) - Get Report

"deal is red hot."

At the time of publication, Cramer was long Visa.

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