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Credit cards will survive under the credit card "bill of rights," companies, said Jim Cramer on Monday's "Stop Trading!" segment on CNBC. "I still think these guys are great at being able to sell their companies to people," he said. "They're really fabulous marketers."

He said


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"didn't have the debt default issues" and so were in a different category.

Visa, which Cramer's been buying for his

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charitable trust, is "really a debit card, and it's debit that's taking off," he said. "I love my debit card because it keeps me out of trouble, and I think a lot of Americans feel that way."

As for the tech rally, "it's like clockwork," Cramer said. "Once again, in the gloom of this morning, I see the uptick again" in

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He also said the


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"deal is red hot."

At the time of publication, Cramer was long Visa.

Jim Cramer is a director and co-founder of He contributes daily market commentary for's sites and serves as an adviser to the company's CEO. Outside contributing columnists for and, including Cramer, may, from time to time, write about stocks in which they have a position. In such cases, appropriate disclosure is made. To see his personal portfolio and find out what trades Cramer will make before he makes them, sign up for

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