NEW YORK (

TheStreet

) -- The

Goldman Sachs

(GS) - Get Report

downgrade ahead of its earnings report tomorrow isn't cause for alarm, Jim Cramer said during

CNBC's

"Stop Trading" segment on Tuesday.

Meredith "Splash" Whitney, as Cramer refers to the analyst who downgrade Goldman to neutral from buy, said the stock has risen 34% since she issued her buy rating in July.

"You like to do it right before they report, to get the maximum scare," Cramer said of the downgrade. "A retail investor is likely confused, but an institutional investor likes the call."

Meanwhile, Cramer said he expects

Citigroup

(C) - Get Report

will report a good quarter, even if that means a loss.

Deutsche Bank upgraded the company on Tuesday, and Cramer said the report finally explains that investors can start thinking about an earnings model for Citi, which they haven't been about to do for two years.

When it comes to

Agnico-Eagle Mines

(AEM) - Get Report

, Cramer says to wait until a day where gold is down 15% and then buy the stock. Cramer expects Eagle could institute a larger dividend, and that the company is in good position to return capital since gold is going higher.

-- Reported by Jeanine Poggi in New York

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