NEW YORK (TheStreet) -- Investors are always looking for growth. If you're looking for companies to buy that have great growth prospects, take a look at these stocks.

Growth is measured by the growth of both the company's income statement and cash flow. With the banks reporting earnings this week, we decided to check financial services companies with great growth potential.

Here are nine stocks with A+ ratings, with high-growth potential from TheStreet Quant Ratings, TheStreet's proprietary quant-based stock-rating tool.

The Street Quant Ratings rates every one of these stocks an A+. These stocks were chosen from 4,300 different types of equities we rate.

TheStreet Ratings projects a stock's total return potential over a 12-month period including both price appreciation and dividends. Based on 32 major data points, TheStreet Ratings uses a quantitative approach to rating over 4,300 stocks to predict return potential for the next year. The model is both objective, using elements such as volatility of past operating revenues, financial strength, and company cash flows, and subjective, including expected equities market returns, future interest rates, implied industry outlook and forecasted company earnings.

Buying an S&P 500 stock that TheStreet Ratings rated a buy yielded a 16.56% return in 2014, beating the S&P 500 Total Return Index by 304 basis points. Buying a Russell 2000 stock that TheStreet Ratings rated a buy yielded a 9.5% return in 2014, beating the Russell 2000 index, including dividends reinvested, by 460 basis points last year.

Check out which stocks made the list. And when you're done, be sure to read about which stocks Credit Suisse loves. Year-to-date returns are based on October 14, 2015 prices as of 1:50pm.

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PFBC

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9. Preferred Bank

(PFBC) - Get Report


Rating: Buy, A+
Market Cap: $419 million
Year-to-date return: 9.18%

Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals in the United States.

TheStreet Ratings team rates PREFERRED BANK LOS ANGELES as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate PREFERRED BANK LOS ANGELES (PFBC) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its robust revenue growth, solid stock price performance, impressive record of earnings per share growth, compelling growth in net income and expanding profit margins. Although the company may harbor some minor weaknesses, we feel they are unlikely to have a significant impact on results.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • The revenue growth came in higher than the industry average of 1.2%. Since the same quarter one year prior, revenues rose by 19.7%. This growth in revenue appears to have trickled down to the company's bottom line, improving the earnings per share.
  • Investors have apparently begun to recognize positive factors similar to those we have mentioned in this report, including earnings growth. This has helped drive up the company's shares by a sharp 26.99% over the past year, a rise that has exceeded that of the S&P 500 Index. Regarding the stock's future course, although almost any stock can fall in a broad market decline, PFBC should continue to move higher despite the fact that it has already enjoyed a very nice gain in the past year.
  • PREFERRED BANK LOS ANGELES has improved earnings per share by 22.2% in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past two years. We feel that this trend should continue. During the past fiscal year, PREFERRED BANK LOS ANGELES increased its bottom line by earning $1.79 versus $1.43 in the prior year. This year, the market expects an improvement in earnings ($2.10 versus $1.79).
  • The company, on the basis of net income growth from the same quarter one year ago, has significantly outperformed against the S&P 500 and exceeded that of the Commercial Banks industry average. The net income increased by 22.2% when compared to the same quarter one year prior, going from $6.21 million to $7.59 million.
  • The gross profit margin for PREFERRED BANK LOS ANGELES is currently very high, coming in at 87.65%. It has increased from the same quarter the previous year. Along with this, the net profit margin of 31.38% significantly outperformed against the industry average.
  • You can view the full analysis from the report here: PFBC
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HFWA

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8. Heritage Financial Corporation

(HFWA) - Get Report


Rating: Buy, A+
Market Cap: $565 million
Year-to-date return: 7.58%

Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small businesses and general public.

TheStreet Ratings team rates HERITAGE FINANCIAL CORP as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate HERITAGE FINANCIAL CORP (HFWA) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its robust revenue growth, impressive record of earnings per share growth, compelling growth in net income, solid stock price performance and good cash flow from operations. Although the company may harbor some minor weaknesses, we feel they are unlikely to have a significant impact on results.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • The revenue growth came in higher than the industry average of 1.2%. Since the same quarter one year prior, revenues rose by 17.6%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • HERITAGE FINANCIAL CORP reported significant earnings per share improvement in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past year. We feel that this trend should continue. During the past fiscal year, HERITAGE FINANCIAL CORP increased its bottom line by earning $0.79 versus $0.61 in the prior year. This year, the market expects an improvement in earnings ($1.21 versus $0.79).
  • The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Commercial Banks industry. The net income increased by 110.3% when compared to the same quarter one year prior, rising from $4.15 million to $8.73 million.
  • Looking at where the stock is today compared to one year ago, we find that it is not only higher, but it has also clearly outperformed the rise in the S&P 500 over the same period. Although other factors naturally played a role, the company's strong earnings growth was key. Looking ahead, the stock's rise over the last year has already helped drive it to a level which is relatively expensive compared to the rest of its industry. We feel, however, that the other strengths this company displays justify these higher price levels.
  • Net operating cash flow has significantly increased by 1264.31% to $18.20 million when compared to the same quarter last year. Despite an increase in cash flow of 1264.31%, HERITAGE FINANCIAL CORP is still growing at a significantly lower rate than the industry average of 3018.12%.
  • You can view the full analysis from the report here: HFWA
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STC

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7. Stewart Information Services Corporation

(STC) - Get Report


Rating: Buy, A+
Market Cap: $975.9 million
Year-to-date return: 13.2%

Stewart Information Services Corporation provides title insurance and real estate services worldwide.

TheStreet Ratings team rates STEWART INFORMATION SERVICES as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate STEWART INFORMATION SERVICES (STC) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, compelling growth in net income, good cash flow from operations and solid stock price performance. We feel its strengths outweigh the fact that the company shows low profit margins.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • The revenue growth greatly exceeded the industry average of 12.5%. Since the same quarter one year prior, revenues rose by 18.7%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • STC's debt-to-equity ratio is very low at 0.13 and is currently below that of the industry average, implying that there has been very successful management of debt levels.
  • The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Insurance industry. The net income increased by 172.5% when compared to the same quarter one year prior, rising from $6.28 million to $17.11 million.
  • Net operating cash flow has significantly increased by 77.44% to $32.44 million when compared to the same quarter last year. In addition, STEWART INFORMATION SERVICES has also vastly surpassed the industry average cash flow growth rate of -45.63%.
  • Powered by its strong earnings growth of 166.66% and other important driving factors, this stock has surged by 52.00% over the past year, outperforming the rise in the S&P 500 Index during the same period. We feel that the stock's sharp appreciation over the last year has driven it to a price level which is now somewhat expensive compared to the rest of its industry. The other strengths this company shows, however, justify the higher price levels.
  • You can view the full analysis from the report here: STC
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UVE

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6. Universal Insurance Holdings, Inc.

(UVE) - Get Report


Rating: Buy, A+
Market Cap: $1.2 billion
Year-to-date return: 66.5%

Universal Insurance Holdings, Inc., through its subsidiaries, provides various property and casualty insurance products. The company primarily underwrites homeowners' insurance products; and offers reinsurance intermediary brokerage services.

TheStreet Ratings team rates UNIVERSAL INSURANCE HLDGS as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate UNIVERSAL INSURANCE HLDGS (UVE) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its robust revenue growth, largely solid financial position with reasonable debt levels by most measures, notable return on equity, solid stock price performance and impressive record of earnings per share growth. Although the company may harbor some minor weaknesses, we feel they are unlikely to have a significant impact on results.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • The revenue growth greatly exceeded the industry average of 12.5%. Since the same quarter one year prior, revenues rose by 42.1%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • UVE's debt-to-equity ratio is very low at 0.10 and is currently below that of the industry average, implying that there has been very successful management of debt levels.
  • The return on equity has improved slightly when compared to the same quarter one year prior. This can be construed as a modest strength in the organization. Compared to other companies in the Insurance industry and the overall market, UNIVERSAL INSURANCE HLDGS's return on equity significantly exceeds that of both the industry average and the S&P 500.
  • Powered by its strong earnings growth of 40.81% and other important driving factors, this stock has surged by 150.19% over the past year, outperforming the rise in the S&P 500 Index during the same period. Regarding the stock's future course, although almost any stock can fall in a broad market decline, UVE should continue to move higher despite the fact that it has already enjoyed a very nice gain in the past year.
  • UNIVERSAL INSURANCE HLDGS has improved earnings per share by 40.8% in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past two years. We feel that this trend should continue. During the past fiscal year, UNIVERSAL INSURANCE HLDGS increased its bottom line by earning $2.07 versus $1.57 in the prior year. This year, the market expects an improvement in earnings ($2.56 versus $2.07).
  • You can view the full analysis from the report here: UVE
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HOMB

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5. Home BancShares, Inc.

(HOMB) - Get Report


Rating: Buy, A+
Market Cap: $2.8 billion
Year-to-date return: 24.75%

Home BancShares, Inc. operates as a bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities.

TheStreet Ratings team rates HOME BANCSHARES INC as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate HOME BANCSHARES INC (HOMB) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its revenue growth, impressive record of earnings per share growth, compelling growth in net income, expanding profit margins and solid stock price performance. We feel its strengths outweigh the fact that the company is trading at a premium valuation based on our review of its current price compared to such things as earnings and book value.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • The revenue growth came in higher than the industry average of 1.2%. Since the same quarter one year prior, revenues rose by 14.0%. This growth in revenue appears to have trickled down to the company's bottom line, improving the earnings per share.
  • HOME BANCSHARES INC has improved earnings per share by 16.3% in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past two years. We feel that this trend should continue. During the past fiscal year, HOME BANCSHARES INC increased its bottom line by earning $1.70 versus $1.14 in the prior year. This year, the market expects an improvement in earnings ($2.03 versus $1.70).
  • The company, on the basis of net income growth from the same quarter one year ago, has significantly outperformed against the S&P 500 and exceeded that of the Commercial Banks industry average. The net income increased by 19.3% when compared to the same quarter one year prior, going from $28.43 million to $33.91 million.
  • The gross profit margin for HOME BANCSHARES INC is currently very high, coming in at 90.46%. It has increased from the same quarter the previous year. Along with this, the net profit margin of 31.58% significantly outperformed against the industry average.
  • Investors have apparently begun to recognize positive factors similar to those we have mentioned in this report, including earnings growth. This has helped drive up the company's shares by a sharp 41.48% over the past year, a rise that has exceeded that of the S&P 500 Index. We feel that the stock's sharp appreciation over the last year has driven it to a price level which is now somewhat expensive compared to the rest of its industry. The other strengths this company shows, however, justify the higher price levels.
  • You can view the full analysis from the report here: HOMB
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FAF

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4. First American Financial Corporation

(FAF) - Get Report


Rating: Buy, A+
Market Cap: $4.3 billion
Year-to-date return: 17.64%

First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Specialty Insurance segments.

TheStreet Ratings team rates FIRST AMERICAN FINANCIAL CP as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate FIRST AMERICAN FINANCIAL CP (FAF) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, solid stock price performance, impressive record of earnings per share growth and compelling growth in net income. We feel its strengths outweigh the fact that the company shows low profit margins.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • The revenue growth came in higher than the industry average of 12.5%. Since the same quarter one year prior, revenues rose by 15.1%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • Although FAF's debt-to-equity ratio of 0.22 is very low, it is currently higher than that of the industry average.
  • Powered by its strong earnings growth of 80.85% and other important driving factors, this stock has surged by 50.00% over the past year, outperforming the rise in the S&P 500 Index during the same period. Turning to the future, naturally, any stock can fall in a major bear market. However, in almost any other environment, the stock should continue to move higher despite the fact that it has already enjoyed nice gains in the past year.
  • FIRST AMERICAN FINANCIAL CP reported significant earnings per share improvement in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past year. We feel that this trend should continue. During the past fiscal year, FIRST AMERICAN FINANCIAL CP increased its bottom line by earning $2.15 versus $1.71 in the prior year. This year, the market expects an improvement in earnings ($2.69 versus $2.15).
  • The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Insurance industry. The net income increased by 84.5% when compared to the same quarter one year prior, rising from $50.59 million to $93.35 million.
  • You can view the full analysis from the report here: FAF
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PACW

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3. PacWest Bancorp

(PACW) - Get Report


Rating: Buy, A+
Market Cap: $5.3 billion
Year-to-date return: -3.37%

PacWest Bancorp operates as the holding company for Pacific Western Bank that provides commercial banking products and services to individuals, professionals, and small to mid-sized businesses in the United States. It accepts demand, money market, and time deposits.

TheStreet Ratings team rates PACWEST BANCORP as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate PACWEST BANCORP (PACW) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its revenue growth, impressive record of earnings per share growth, compelling growth in net income, expanding profit margins and good cash flow from operations. Although no company is perfect, currently we do not see any significant weaknesses which are likely to detract from the generally positive outlook.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • The revenue growth came in higher than the industry average of 1.2%. Since the same quarter one year prior, revenues rose by 11.9%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • PACWEST BANCORP reported significant earnings per share improvement in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past two years. We feel that this trend should continue. During the past fiscal year, PACWEST BANCORP increased its bottom line by earning $1.97 versus $1.08 in the prior year. This year, the market expects an improvement in earnings ($2.95 versus $1.97).
  • The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Commercial Banks industry. The net income increased by 706.1% when compared to the same quarter one year prior, rising from $10.56 million to $85.08 million.
  • The gross profit margin for PACWEST BANCORP is currently very high, coming in at 90.58%. Regardless of PACW's high profit margin, it has managed to decrease from the same period last year. Despite the mixed results of the gross profit margin, PACW's net profit margin of 35.73% significantly outperformed against the industry.
  • Net operating cash flow has significantly increased by 552.48% to $152.51 million when compared to the same quarter last year. Despite an increase in cash flow of 552.48%, PACWEST BANCORP is still growing at a significantly lower rate than the industry average of 3018.12%.
  • You can view the full analysis from the report here: PACW
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CINF

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2. Cincinnati Financial Corporation

(CINF) - Get Report


Rating: Buy, A+
Market Cap: $9.2 billion
Year-to-date return: 7.79%

Cincinnati Financial Corporation engages in the property casualty insurance business in the United States. It operates in five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.

TheStreet Ratings team rates CINCINNATI FINANCIAL CORP as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate CINCINNATI FINANCIAL CORP (CINF) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, solid stock price performance, compelling growth in net income and good cash flow from operations. We feel its strengths outweigh the fact that the company shows low profit margins.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • The revenue growth came in higher than the industry average of 12.5%. Since the same quarter one year prior, revenues slightly increased by 8.4%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • CINF's debt-to-equity ratio is very low at 0.13 and is currently below that of the industry average, implying that there has been very successful management of debt levels.
  • Looking at where the stock is today compared to one year ago, we find that it is not only higher, but it has also clearly outperformed the rise in the S&P 500 over the same period. Although other factors naturally played a role, the company's strong earnings growth was key. Looking ahead, unless broad bear market conditions prevail, we still see more upside potential for this stock, despite the fact that it has already risen over the past year.
  • The net income growth from the same quarter one year ago has significantly exceeded that of the S&P 500 and the Insurance industry. The net income increased by 109.5% when compared to the same quarter one year prior, rising from $84.00 million to $176.00 million.
  • Net operating cash flow has increased to $255.00 million or 14.86% when compared to the same quarter last year. In addition, CINCINNATI FINANCIAL CORP has also vastly surpassed the industry average cash flow growth rate of -45.63%.
  • You can view the full analysis from the report here: CINF
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PSA

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1. Public Storage

(PSA) - Get Report


Rating: Buy, A+
Market Cap: $37.6 billion
Year-to-date return: 17.64%

Public Storage is an equity real estate investment trust. It engages in the acquisition, development, ownership, and operation of self-storage facilities in the United States and Europe.

TheStreet Ratings team rates PUBLIC STORAGE as a Buy with a ratings score of A+. TheStreet Ratings Team has this to say about their recommendation:

We rate PUBLIC STORAGE (PSA) a BUY. This is based on the convergence of positive investment measures, which should help this stock outperform the majority of stocks that we rate. The company's strengths can be seen in multiple areas, such as its solid stock price performance, growth in earnings per share, revenue growth, expanding profit margins and good cash flow from operations. Although no company is perfect, currently we do not see any significant weaknesses which are likely to detract from the generally positive outlook.

Highlights from the analysis by TheStreet Ratings Team goes as follows:

  • Investors have apparently begun to recognize positive factors similar to those we have mentioned in this report, including earnings growth. This has helped drive up the company's shares by a sharp 29.16% over the past year, a rise that has exceeded that of the S&P 500 Index. Regarding the stock's future course, although almost any stock can fall in a broad market decline, PSA should continue to move higher despite the fact that it has already enjoyed a very nice gain in the past year.
  • PUBLIC STORAGE has improved earnings per share by 20.6% in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past two years. We feel that this trend should continue. During the past fiscal year, PUBLIC STORAGE increased its bottom line by earning $5.25 versus $4.89 in the prior year. This year, the market expects an improvement in earnings ($5.94 versus $5.25).
  • Despite its growing revenue, the company underperformed as compared with the industry average of 9.8%. Since the same quarter one year prior, revenues slightly increased by 8.7%. Growth in the company's revenue appears to have helped boost the earnings per share.
  • The gross profit margin for PUBLIC STORAGE is rather high; currently it is at 55.29%. It has increased from the same quarter the previous year. Along with this, the net profit margin of 54.30% significantly outperformed against the industry average.
  • Net operating cash flow has increased to $456.84 million or 15.55% when compared to the same quarter last year. Despite an increase in cash flow, PUBLIC STORAGE's average is still marginally south of the industry average growth rate of 16.13%.
  • You can view the full analysis from the report here: PSA