NEW YORK (MainStreet) -- True loves, be forewarned. Observing the 12 Days of Christmas exactly as the song describes will set you back six figures this year.

According to the

annual price index released by PNC Financial Services (PNC) - Get Report

, the most observant true loves will pay $101,119.84 for all 364 mentions of the gifts in the popular Christmas song, a 4.4% increase compared with last year, when

Christmas cost only $96,824


Buying all of the gifts described in the 12 Days of Christmas will set you back six figures this year.

This marks the first time the index has broken $100,000 in its 28-year history.

The price tag for Plan B -- buying all the items mentioned once -- increased by 3.5%, to $24,263.18. Last year you could get everything for $23,439.

PNC tabulated the cost of the classic Christmas song using sources that include retailers, the National Aviary in Pittsburgh and the Philadelphia-based Pennsylvania Ballet Company.

The increase had a lot to do with the birds: Swan prices soared in 2011, due to supply and demand, rising by 12.5%, or $700 each. The turtle doves also saw a spike in price, but they were much cheaper to begin with.

The cost associated with the lords, ladies and milkmaids remained unchanged from last year, since none of the parties involved were given a raise. This was particularly problematic for the poor milkmaids, who still make only minimum wage ($7.25 an hour). The pipers and drummers were given moderate 3% wage increases.

Here's a complete breakdown of what each item on your true love's wish list would cost this Christmas.

  • The partridge in a pear tree: $184.99 ($15 for the bird, $169.99 for the tree)
  • Two turtle doves: $125
  • Three French Hens: $150
  • Four Calling Birds: $519.96
  • Five Golden Rings: $645
  • Six Geese-a-Laying: $162
  • Seven Swans-a-Swimming: $6,300
  • Eight Maids a Milking: $58
  • Nine Ladies Dancing: $6,294.03
  • 10 Lords-a-Leaping: $4,766.70
  • 11 Pipers Piping: $2,427.60
  • 12 Drummers Drumming: $2,629.90

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