New York (

TheStreet

)-- Property/casualty insurers rates may

rise in

2011, but there are some models that would dodge the price bullett.

Insurers such as

Allstate

(ALL) - Get Report

,

Geico

,

Progressive

(PGR) - Get Report

and

Travelers

(TRV) - Get Report

determine rates by a car model's involvement in insurance claims, the cost to repair the car if parts are damaged, a vehicle's value, safety and security features.

Of couse car insurance rates also depends where you live. The most expensive states to own car insurance in are Louisiana with average premiums of over $2,500; Michigan with rates over $2,000; and Oklahoma, with rates over $1,800, according to

Insure.com.

Still, some of the most expensive cars to insure are the Acura ZDX, Audi TTS, Audi A5, Cadillac Escalade, Chevrolet Corvette, BMW Z4, Lexus SC, Jaguar XF and Cadillac STS, according to

InsWeb

.

Here are the top 10 least expensive cars to insure from cheapest to most expensive.

2010 Kia Sedona

2010 Mazda Mazda5

2010 Ford Escape

2010 Hyundai Santa Fe

2010 Mercury Mariner

2010 Chrysler PT Cruiser

2010 Ford Explorer

2010 Subaru Outback

2010 Kia Optima

2010 Chevrolet Equinox

For the full list of cheapest cars to insure see

InsWeb.

--Written by Maria Woehr in New York.

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Maria Woehr

.

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