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Respect this financial miracle. 

Entrepreneur, philanthropist and New York Times Best-Selling Author Tony Robbins often speaks to millennials and reminds them of the benefits of compounding. He cites examples that are staggering but the bottom line is, the earlier you begin to save, the more time your money has to grow and work for you.

Meanwhile, Robbins thinks your 401k is "screwing" you because of numerous hidden fees. The 401k reality check is all part of Robbins' overall approach to investing.

"When you are unshakeable, you make smart decisions," says Robbins.

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