Jim Cramer is on record saying that anyone who needs money in the next five years should avoid stocks. Cramer just doesn't trust the market, and he thinks a complete return of economic growth is still far out into the future.

Despite all of the negatives overwhelming Wall Street, Cramer is still finding

plenty of rays of hope

that can lead to market rallies like what we saw earlier this week. Some of things that are going right include a possible bottom in copper, China going up, an oil bottom and Ben Bernanke's signal that he doesn't want to nationalize banks.

Cramer thinks investors have to build a diversified portfolio that includes exposure to the oil, drug, gold and industrial sectors. Having positions in these sectors will allow you to stay hedged against further declines in the markets.

Recently, Cramer found opportunities in stocks that he thinks can survive the recession, oil stocks and stocks that could be a technical bottom. Here are some Cramer highlights from over the past week as aggregated from his "Mad Money" TV show, the "Stop Trading!" segment on


and his


blog posts (these blog posts might require a



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