NEW YORK (

MainStreet

) -- You already know you can use your credit card to buy your Valentine a heartfelt gift, but you might not realize it can also help you save a few dollars on the holiday in the long run.

Issuers are known to offer deep discounts and additional cash-back bonuses on popular Valentine's Day items in their bonus point malls as Feb. 14 approaches. Here are a few of the better ones to consider.

There can deep credit discounts and additional cash-back bonuses on Valentine's Day items as Feb. 14 nears.

Flowers

Discover

(DFS) - Get Report

is offering 20% cash back at

1-800-Flowers

(FLWS) - Get Report

,

FTD.com

(UNTD)

,

ProFlowers

and

Teleflora

through its

ShopDiscover service

, while

Citi

(C) - Get Report

is offering 15% cash back at

KaBloom

through its Citi Bonus Cash Center. Citi also has coupon codes available with FTD Florist that sweeten the 10% cash back cardholders can take advantage of in the

bonus center

. This includes $5 off on an order of red roses bought before Feb. 12.

Meanwhile,

Chase

(JPM) - Get Report

is offering 15 extra points per dollar spent at ProFlowers and KaBloom in their

Ultimate Rewards Mall

.

Candy

Chase is offering rewards cardholders seven extra points per dollar spent on

Godiva

products and is providing a coupon code that entitles them to $10 off an order of $60 or more over at Ultimate Rewards. Citi is also featuring the coupon and offering 5% cash back on Godiva purchases through its Bonus Center. Citi cardholders can also get 6% cash back on purchases from

Harry & David

, plus an additional 20% off purchases using a coupon code.

Bank of America

(BAC) - Get Report

is offering seven points back on each dollar spent at

Ghirardelli

in its

WorldPoints Mall

.

ShopDiscover is offering 20% cash back at 1-800-Baskets for cardholders looking to give chocolates, cookies or other assorted gifts. If your Valentine has an affinity for both chocolate-covered strawberries and charity,

American Express

(AXP) - Get Report

is letting cardholders earn 12% back on purchases at

Shari's Berries

, which will be donated to the United Way through its

Deal Center

.

Wining and dining

ShopDiscover has another 20% cash back promotion going on with

Restaurants.com

, which is known for its attractive discounts available at local restaurants. Cardholders can also get 15% cash back on purchases from

Wine Enthusiast

, so if you're heading to a BYO, you'll be all set.

Chase is offering 12 points per dollar spent on Restaurant.com purchases in the Ultimate Rewards Mall. Citi cardholders can get 12% cash back on Restaurant.com purchases and 8% cash back on

Zagat

Wine purchases through its bonus center.

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