Countrywide Credit Industries

(CCR) - Get Report

posted fourth-quarter earnings Thursday that beat analysts' estimates by a penny.

The mortgage company reported earnings of $104.2 million, or 85 cents a share, up from $99.8 million, or 87 cents a share, in the year-ago period. The consensus of 12 analysts surveyed by

Thomson Financial/First Call

was for earnings of 84 cents a share.

Countrywide Credit, which is based in Calabasas, Calif., reported revenue of $548.8 millio, up from $443.9 million in the year-ago quarter.

Though Countrywide did not offer specific guidance for its current fiscal year, executives did say they were encouraged by growth potential in all sectors.

Shares of Countrywide Credit were up $2.52, or 5.6%, to $47.40 in recent

New York Stock Exchange

trading.