Terin Miller

Recent Articles By The Author

What Is Return on Capital and How Do You Calculate It?

What Is Return on Capital and How Do You Calculate It?

When a company makes money, its profitability is measured a number of ways. One of those ways is its return on capital.

What Is the Capital Gains Tax on Real Estate in 2019?

What Is the Capital Gains Tax on Real Estate in 2019?

When you sell real estate you've held as an investment, the rate at which you're taxed on the profit from it may vary. Home sales, being a specific type of capital gains, have their own set of rules.

What Is a Money Order and Is It Safe?

What Is a Money Order and Is It Safe?

You don't need to have a bank account to purchase a money order. But you will need to pay in cash to the issuer -- the place preparing the money order for you.

Property Tax: Definition, Uses and How to Calculate

Property Tax: Definition, Uses and How to Calculate

When you purchase a home or piece of property, the tax you pay annually to local government for municipal services such as police and fire protection is often, fittingly, called property tax.

Excise Tax: Definition, Types and Examples

Excise Tax: Definition, Types and Examples

Excise taxes come in many forms, but have one thing in common: they are consumption taxes.

Debt Financing: Definition and Examples

Debt Financing: Definition and Examples

There are essentially two ways for a company to finance a purchase: equity financing, in which stock is sold in exchange for a share of ownership in the business, or debt financing, or a combination of both.

Behavioral Finance: Concepts, Examples and Why It's Important

Behavioral Finance: Concepts, Examples and Why It's Important

At times, investors lack self-control, act irrational, and make decisions based more on emotions than facts. The study of these influences on investors and markets is called behavioral finance.

What Is Modern Portfolio Theory (MPT) and Why Is It Important?

What Is Modern Portfolio Theory (MPT) and Why Is It Important?

Modern Portfolio Theory, or MPT, is about maximizing the return investors could get in their investment portfolio considering the risk involved in the investments.

What Is a 1031 Exchange and What Do You Need to Know in 2019?

What Is a 1031 Exchange and What Do You Need to Know in 2019?

A 1031 exchange is a way to defer paying capital gains tax on the sale of property under Section 1031 of the Internal Revenue Service code.

What Is a Simple Interest Loan and What Are Its Advantages?

What Is a Simple Interest Loan and What Are Its Advantages?

It's easier and simpler to determine the full cost of a loan when using simple interest instead of compound interest.