Stephen Gardner

Stephen Gardner is the founder of the Safe Millionaire Club. He is the best-selling author of A Bridge Over Troubled Wall Street, Billion Dollar Blueprint and Smartest Doctor in the Room. He is a speaker and trainer in the financial services industry and lives in Salt Lake City with with wife and three children.

Recent Articles By The Author

3 Ways Women Can Improve Their Odds for a More Secure Retirement

3 Ways Women Can Improve Their Odds for a More Secure Retirement

Being involved and educated on money is the key. Plus a few extra ideas just for women.

Which Comes First, the 401(k) or the Roth IRA?

Which Comes First, the 401(k) or the Roth IRA?

Your tax preference may lead you to choose a 401k before a Roth but here are some ideas to consider before saving.

The Pumpkin Retirement Plan: Cultivate the Best Investments and Prune the Worst

The Pumpkin Retirement Plan: Cultivate the Best Investments and Prune the Worst

It's best to start with a range of investments and then narrow the list to the ones that perform best.

Financial Advisers Are Still Necessary, But the Job Is Different

Financial Advisers Are Still Necessary, But the Job Is Different

With so many ways for do-it-yourself investing and trading, is an adviser still needed? The answer is a resounding yes.

4 Tips to Manage Your 401(k) More Smartly

4 Tips to Manage Your 401(k) More Smartly

There is a right and wrong way to utilize a 401k. These 4 tips will help you improve results.

This Is the One Key Factor For a Happy Retirement

This Is the One Key Factor For a Happy Retirement

To ensure a happy retirement, it's important to have a plan in place with assets working in harmony.

Your Children's Financial Future Depends on You

Your Children's Financial Future Depends on You

Without proper education on how money works, parents continue to pass on bad money advice.

Here Is How the New $20 Bill Can Inspire Us Each Day for Freedom

Here Is How the New $20 Bill Can Inspire Us Each Day for Freedom

Harriet Tubman and the signing of the Declaration of Independence are inspirational. Why not celebrate them both simultaneously?

Self-Directed IRAs: The Best Underrated IRA Tool Around

Self-Directed IRAs: The Best Underrated IRA Tool Around

Learn about a financial tool that gives you control and predictability over your IRA and Roth IRA money.

Have Your Stock Market Investments Really Performed So Well?

Have Your Stock Market Investments Really Performed So Well?

Since 2000, the S&P 500 has averaged only 2.4% a year. The old advice to buy and hold stock indices may be killing your retirement savings.