Gina Ragusa

Gina Ragusa is a MainStreet contributor.

Recent Articles By The Author

Sleep Deprivation Hits Employers' in the Wallet

Sleep Deprivation Hits Employers' in the Wallet

Sleep deprivation costs the U.S. billions of dollars each year, but what can employers do to curb this state of zombie-like presentism and help workers get back on track?

Lack of Inventory Prompts House Hunters to Get Creative

Lack of Inventory Prompts House Hunters to Get Creative

Reduced inventory and rising prices motivate house hunters to find other ways to score that dream home.

The Rich Get Richer as the Middle Diminishes

The Rich Get Richer as the Middle Diminishes

The middle class continues to shrink as new research from Pew shows the rich continue to get richer and more middle class families becoming poor.

Low-Income Parents Express Concerns About Neighborhood and Growth Opportunities for Their Children

Low-Income Parents Express Concerns About Neighborhood and Growth Opportunities for Their Children

Parents who make less are once again behind the curve when it comes to neighborhood safety and after-school programs and opportunities says a Pew study.

One 'Bad Apple' Hire Can Damage Your Company Financially

One 'Bad Apple' Hire Can Damage Your Company Financially

A recent Pew study found the destruction wrought by toxic employees can be more powerful than the profits and productivity generated by superstar employees.

Greek Life ROI--Do Fraternities and Sororities Enhance Your Earning Potential?

Greek Life ROI--Do Fraternities and Sororities Enhance Your Earning Potential?

College tuition rates are through the roof, but is it worth it to add to those expenses further with dues for a fraternity or sorority? The investment can be lucrative.

You Don’t Have to Go Broke Financing College Expenses

You Don’t Have to Go Broke Financing College Expenses

College expenses are up and so are the numbers of students seeking higher education. How can students eliminate or reduce their debt? College experts say strategy is key.

Should You Pay Off Your Mortgage Before Retiring?

Should You Pay Off Your Mortgage Before Retiring?

Mortgage payoff determination may not be as simple as whether to pay or not to pay. Borrowers should take an introspective look at current finances and goals.

Working Parents Are Often the Best Employees

Working Parents Are Often the Best Employees

Companies worry that productivity levels will plummet if they provide more workplace flexibility to employees. Turns out, companies that allow more flextime have higher producing employees.

The IRS Tax Scam Stick-Up: Give Us Your Money or Face Jail

The IRS Tax Scam Stick-Up: Give Us Your Money or Face Jail

Nefarious criminals are stalking tax-paying Americans; here are some tips on how to discern between a scammer from the actual government agency.