Ellen Chang

I'm a freelance journalist who writes about energy, business and personal finance. Follow me on Twitter @ellenychang.

Recent Articles By The Author

How Negative Interest Rates Work

How Negative Interest Rates Work

Negative interest rates are enacted during dire economic times and intended to boost spending and lending. Here's what you need to know when rates drop below 0.

How to Make the Most Money in Your Savings Account

How to Make the Most Money in Your Savings Account

As interest rates rise, saving money in CDs generate more income. Here's how online banking can help.

Why Millennial Women Save Less Than Men

Why Millennial Women Save Less Than Men

Millennial women workers are still saving less money in their 401(k) plans than men.

Why Millennials Love Warren Buffett

Why Millennials Love Warren Buffett

Warren Buffett has billions of fans globally, including Millennials who love his trading strategies and style.

How to Refinance or Consolidate Your Student Loans

How to Refinance or Consolidate Your Student Loans

If your student loan payments are becoming unaffordable, it might be time to consider refinancing or consolidating them.