Ellen Chang

I'm a freelance journalist who writes about energy, business and personal finance. Follow me on Twitter @ellenychang.

Recent Articles By The Author

5 Lowest 7-Year ARM Mortgage Rates

5 Lowest 7-Year ARM Mortgage Rates

Homebuyers can still snag the absolute lowest rates, especially if they are leaning toward the 7/1 adjustable rate mortgages.

10 Things Entrepreneurs Need to Do to Keep Innovating

10 Things Entrepreneurs Need to Do to Keep Innovating

Entrepreneurs must always strive to remain at the forefront of innovation in order to remain one step ahead of their competitors.

As Rates Rise, Savings Accounts and CDs Are Gaining Interest from Consumers

As Rates Rise, Savings Accounts and CDs Are Gaining Interest from Consumers

Savings accounts and CDs are generating more interest from both consumers and investors as the Federal Reserve's recent hikes have boosted yields.

Here's Why Consumers Should Be Happy About Oil Prices Being in a Bear Market

Here's Why Consumers Should Be Happy About Oil Prices Being in a Bear Market

Motorists are already benefitting from a decline in gas prices.

5 Lowest 15-Year Mortgage Rates

5 Lowest 15-Year Mortgage Rates

Homebuyers can still snag the absolute lowest rates, even if they opt for a 15-year mortgage.