Ellen Chang

I'm a freelance journalist who writes about energy, business and personal finance.

Recent Articles By The Author

5 Lowest 30-Year Mortgage Rates in the U.S.

5 Lowest 30-Year Mortgage Rates in the U.S.

Here are the top five lowest rates for a 30-year mortgage for August 15 to August 24, according to RateWatch.

Security Education May Not Help Businesses: Hackers Already Know Employees' Passwords

Security Education May Not Help Businesses: Hackers Already Know Employees' Passwords

Cyber criminals are always on the hunt for more passwords to give them access to financial accounts as employees remain lax about changing them into complex ones.

Potential Homeowners Follow in Footsteps of Parents

Potential Homeowners Follow in Footsteps of Parents

Consumers tend to follow the strategies of their parents when they are faced with whether they should stick with renting or buying their first home.

Family Ties Complicated When Parents Lend Children Money

Family Ties Complicated When Parents Lend Children Money

Many parents are eager to help their children with purchasing their first home, but giving them cash as a gift is not always the best solution.

Futures Trading Remains in Tight Ranges as Market Reaches Highs

Futures Trading Remains in Tight Ranges as Market Reaches Highs

Trading in the futures market has stayed within its tight ranges as the stock market has reached all-time market highs with little volatility.