Recent Articles By The Author
Refining Your Re-Fi: A Few Tips to Save You Cash
Before you sign on the dotted line, remember these helpful mortgage refinancing tips.
Who Shouldn't Refinance Now?
Refinancing when interest rates are low may seem like a no-brainer, but some homeowners should think twice before changing their mortgage.
True or False: Can Your Wallet Ruin Your Credit Cards?
So is it a myth? Can you demagnetize the little black strip on your credit card just by carrying it around with other cards?
How to Avoid the Credit Card Interest Trap
Compound interest is neither inherently good nor bad and how it affects you depends on the situation.
Your Best Mortgage Options Right Now
Mortgage rates have fallen close to the all-time lows set in January, so what are the best options right now?
Credit Cards: Pay the Minimum, or More?
With the recession still going strong, it's increasingly important to stay flexible with your available cash. At times like this, you may be better off paying only the minimum on your credit card, and not a single cent more.
Making Sense of Home Equity Loans
With all the attention on foreclosures and “underwater” mortgages, it’s easy to forget that millions of Americans have owned their homes long enough to have substantial equity. It’s still possible for many to tap that wealth through a home-equity loan.
Understand Money Markets: Accounts v. Funds
Investors often confuse money market accounts and money market funds for obvious reasons. These two investments have some similarities, but also some key differences. Before you decide which one is right for your investment portfolio, it’s important to understand the fundamentals of these products.
Financial Planning when You're Laid Off
With a huge array of companies eliminating positions, almost everyone has at least considered the possibility that their job could be the next to go. Preparing for a worst-case scenario means you need to have a game plan for your finances ready to go in case that dreaded pink slip arrives on your desk.