Gene Kirsch

Gene Kirsch, independent senior banking analyst, has more than 20 years of financial industry experience in credit-risk portfolio management, lending and loan review analysis within various sized, regional credit unions, finance companies and banks at both the retail and commercial level. He holds a Bachelor of Science in Management Information Systems and Finance from the State University of New York at Buffalo and a minor in Psychology.

Recent Articles By The Author

Why Green Dot May Grab a Windfall From GoBank / Walmart Partnership

Why Green Dot May Grab a Windfall From GoBank / Walmart Partnership

Walmart's partnership with GoBank, a subsidiary of publicly traded Green Dot, may be a windfall to the parent company and investors. Here's what you need to know.

Why There May Be Fewer Bank IPOs After Tepid Citizens Bank Offering

Why There May Be Fewer Bank IPOs After Tepid Citizens Bank Offering

With Citizens Financial's IPO hitting a lower-than-expected price range, don’t look for many banks to rush to market to raise cash -- until the banking industry recovers.

Skip the Alibaba IPO -- Buy These Bank Stocks Ahead of Earnings Instead

Skip the Alibaba IPO -- Buy These Bank Stocks Ahead of Earnings Instead

Everyone's clamoring for the mother of all IPOs. But here's why bank stocks are a better bet.

Apple Pay Is the Latest Reason It Stinks to Be a Traditional Bank

Apple Pay Is the Latest Reason It Stinks to Be a Traditional Bank

Although banks are actively working with Apple to adapt to the new technology, it is still a major threat to their conventional payment channels.

Here's How Bank of America Shares Will Double to $30

Here's How Bank of America Shares Will Double to $30

Without the overhang of litigation costs, the bank's stock can only go higher.

Investing in European Banks: Winners and Losers

Investing in European Banks: Winners and Losers

The best global bank investments for the next year would tend to be those that are reasonably well managed with decent expected returns, strong volume with low downward revisons.

U.S. Bank Tops the 5 Best-Managed Financial Institutions to Trade

U.S. Bank Tops the 5 Best-Managed Financial Institutions to Trade

Of the banks with excellent or superior financial strength ratings, U.S. Bank has more room for potential upside stock appreciation than either Charles Schwab or Northern Trust.

Want to Invest in the Global Banking Sector? Think Canada

Want to Invest in the Global Banking Sector? Think Canada

Avoid European banks.

Litigation Costs, Dark Pools and Other Scandals Crush Global Banks

Litigation Costs, Dark Pools and Other Scandals Crush Global Banks

Billions in additional litigation costs continue to weigh down the banking sector and stock price performance in 2014.

Got Global? Think Toronto Dominion Bank: Trading Bank Earnings, Part 4

Got Global? Think Toronto Dominion Bank: Trading Bank Earnings, Part 4

U.S. banking stocks represent a superior investment opportunity as they are relatively undervalued compared to their global peers.