Michael Germanovsky is an expert in personal finance with in-depth knowledge of credit cards, charge cards, and pre-paid cards. He began his writing career at the Novoye Russkoye Slovo, a partner of the New York Times International Weekly; and later authored a personal finance column at The Epoch Times. In 2011, Germanovsky created the Student Credit Card Education Initiative, designed to promote financial literacy and smart credit card use by young people. He is editor-in-chief at Credit-Land.com.
Recent Articles By The Author
Bad Credit Card Moves and How to Avoid Them
There's a lot more to good credit than paying your bills on time.
What to Do Before, After Your Insurer Pays Off for a Natural Disaster
You don't have to wait for an insurance claim to pay off to start repairs. In some cases, you absolutely shouldn't.
The Harsh Reality of Celebrity Prepaid Cards
Like the reality shows that dominate TV, celebrity prepaid cards may come with more drama than they are worth.
5 Escape Plans for When Your Frequent-Flier Miles Are Going Down
What to do when the promises of your frequent-flier miles are at risk at American and other troubled airlines.
Five Steps to Take If You Fear for Your Frequent-Flier Miles
The promises of your frequent-flier miles are at risk at American and other troubled airlines, but there are things you can do.