Recent Articles By The Author
Don't get a business credit card -- unless you're a business
Some bloggers are suggesting consumers should apply for small business credit cards. But that could be dangerous. Only do so once you're in full possession of the facts.
Are federal regulators up to protecting us?
A recent whistleblower has uncovered serious deficiencies in one financial regulator. How worried should we be?
Cash or cards this Christmas?
Will you be better or worse off if you use your credit cards this holiday season? Only you can answer that question.
Credit cards, mortgages, student loans ... How our borrowing's changed in a decade
Americans' borrowing habits have changed extraordinarily in just 10 years. What's different?
Are you losing out on your credit cards' hidden benefits?
Are you taking advantage of extended warranties and purchase protection? If not, you could be wasting thousands of dollars.
Is Apple Pay going to kill your credit card?
The recent launch of Apple Pay could eventually see the disappearance of the plastic in your wallet. But it's unlikely to result in real changes in the fundamentals of the credit card market.
With EMV, benefits far outweigh minor risks
There's no totally risk-free way to pay for purchases. But credit cards are way safer than any other. Anyone who tells you otherwise is plain wrong.
Credit score reforms could put better credit cards in your wallet
Will you qualify for better credit cards if new changes to scoring systems improve your credit?
What you need to know about credit card rates
If you ever carry forward a card balance, you're going to pay interest. But how's your rate set and when can your rates rise?
Credit card complaints set to appear on regulator's website
Complaints about credit card companies have been logged on the Consumer Financial Protection Bureau's website for years. But now there are proposals to include consumers' own descriptions of their gripes.