HSH.com

HSH.com has been a trusted source of mortgage data, trends, news and analysis since 1979. HSH¿s market research, tools and commentary help homeowners, buyers and sellers make smart financial choices and save money on mortgage and home equity products. HSH.com is an authoritative source for current loan pricing information for consumers, news media, the Federal Housing Finance Agency, Fannie Mae, Freddie Mac and various trade groups. The site publishes mortgage news, data, tips and commentary that keep readers current on the complex U.S. mortgage market. HSH.com receives compensation from lenders when readers choose to request mortgage quotes.

Recent Articles By The Author

13 Things I Hated About Buying My Home

13 Things I Hated About Buying My Home

Busy streets, speeders seen as major quality of life issues

Busy streets, speeders seen as major quality of life issues

HSH.com conducted a survey of 1,001 Americans about their biggest annoyances regarding their neighborhoods. We found that nothing miffs people about their neighborhood more than busy streets and speeders. The survey found that 76 percent of respondents put “busy streets/speeders” in their top-five neighborhood annoyances. Houses being “too close” came in a close second at 71 percent, and “not enough local retail/food shopping” a distant third at 56 percent.

How much equity do I need to refinance?

How much equity do I need to refinance?

Many homeowners think they need a big chunk of equity to refinance. But in fact, it's possible to refinance with very little equity or even none at all.

3 reasons you shouldn't wait to refinance your mortgage

3 reasons you shouldn't wait to refinance your mortgage

Here are three reasons that you shouldn’t wait to refinance your mortgage.

Live here, work there: Best places to live outside the big city

Live here, work there: Best places to live outside the big city

HSH.com looked at 17 cities and their surrounding areas to measure the trade-offs between living in or just outside those cities. In some cases, a short move outside the big city can make a big difference. In others, working and living in the city center makes the most sense.

10 common refinance misconceptions

10 common refinance misconceptions

It's a natural instinct to avoid what you don't understand, but fear keeps too many people from benefiting from a refinance.

Down payment assistance programs for all homebuyers

Down payment assistance programs for all homebuyers

Individuals who are aware of down payment assistance often mistakenly assume that such aid is only for first-time homebuyers and low-income households. But many programs target move-up and repeat buyers too, as well as homebuyers from all income levels.

How to buy a kiddie condo for your college student

How to buy a kiddie condo for your college student

With the high cost of college room-and-board, some parents consider the option of a buying a "kiddie condo," townhouse or single-family home near campus to live in during college.

Buying a home after retirement is possible, but challenging

Buying a home after retirement is possible, but challenging

If you want to buy a home after you've retired, you'll need to first consider several factors, and you'll need to overcome a variety of hurdles both to qualify for a mortgage loan and to find a home that fits your changing needs as you get older.

9 ways to save on closing costs

9 ways to save on closing costs

Nine tips on how to save on your mortgage’s closing costs.