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Credit.com provides straightforward news & advice, tools, and products to help consumers make smarter financial decisions. Credit.com was established in 1995 with the goal of helping consumers with any credit standing to establish, rebuild, enhance and effectively use credit. Our industry experts create clear paths for consumers looking to improve their finances.

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The Top 10 Consumer Complaints of 2013

The Top 10 Consumer Complaints of 2013

The North American Consumer Protection Investigators and Consumer Federation of America released the top consumer complaints for 2013.

Want to Get Rid of Your Student Loans? Become a Nun!

Want to Get Rid of Your Student Loans? Become a Nun!

It takes more than fierce faith to answer a call to religious service. You also have to be debt-free.

We Paid Off $90K of Debt in 4 Years

We Paid Off $90K of Debt in 4 Years

One couple went into debt to give their son the education that he needed, eventually owing nearly $90K on credit cards. Here's how they paid it off.

Can You Escape Your Debt by Moving Overseas?

Can You Escape Your Debt by Moving Overseas?

If you're deep in debt and can't see a way out, you might be tempted to move to another country to escape it. Here's what you need to know before you ditch.

Your TV Watching Could Be Driving You Into Debt

Your TV Watching Could Be Driving You Into Debt

Is there a correlation between watching TV and debt? There's no doubt you're exposed to more ads, but does that mean you'll borrow more money?

The States With the Most Credit Card Debt

The States With the Most Credit Card Debt

After average balances declined in every state from 2012 to 2013, some states saw consumers' credit card debt rise again at the start of this year.

New Ruling: Debt Collectors Could Be Fined $1,500 Every Time They Call

New Ruling: Debt Collectors Could Be Fined $1,500 Every Time They Call

An appellate judge has said debt collectors may not continue to call you if you tell them not to -- even if you had previously given your consent.

5 People Who Can Wreck Your Credit

5 People Who Can Wreck Your Credit

When it comes to your credit record, lots of folks can do damage to it if you're not careful.