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Credit.com provides straightforward news & advice, tools, and products to help consumers make smarter financial decisions. Credit.com was established in 1995 with the goal of helping consumers with any credit standing to establish, rebuild, enhance and effectively use credit. Our industry experts create clear paths for consumers looking to improve their finances.

Recent Articles By The Author

5 Rules for Lending Money to Friends and Family

5 Rules for Lending Money to Friends and Family

When it comes to lending money to family or friends, you've heard the warning: Don't do it! But if you decide to ignore that advice, here are some tips for doing it the right way.

How Colleges Could Stop Raising Tuitions

How Colleges Could Stop Raising Tuitions

The student loan crisis deserves all the attention it has attracted. But let's not focus all our good efforts on outcomes without addressing cause.

3 Ways to Save Big on Mother's Day Gifts

3 Ways to Save Big on Mother's Day Gifts

If you're on a budget, you can still find ways to show Mom you appreciate her without breaking the bank.

Hotel Rewards Credit Cards: How to Pick One

Hotel Rewards Credit Cards: How to Pick One

With all of the recent changes to hotel reward programs, here's what you need to know to choose the best hotel rewards credit card.

Debt Collectors Killing Your Credit?

Debt Collectors Killing Your Credit?

If your credit report lists one or more collection accounts, here's how to tackle them in five steps.