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Investors are fearful of the market, while looking to make back recent losses, and scams prey on both.
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From unemployment to consumer confidence and Wall Street gloom, all signs point to trouble ahead.
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Investors may think annuities are the way to go in down markets, but they often buy into these conservative investments at the wrong time.
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Even as economic confidence across the nation has fallen, residents of Washington D.C. maintain an optimistic outlook.