Bill Hardekopf

Bill Hardekopf is chief executive of LowCards.com, which compares and rates more than 1,000 credit cards. He is the co-author of "The Credit Card Guidebook."

Recent Articles By The Author

Apple Pay Approach to Security Could Slash Data Breaches

Apple Pay Approach to Security Could Slash Data Breaches

Apple's announcement of a new payment system, Apple Pay, could not have come at a more opportune time.

CFPB Issues Warning on Deceptive Credit Card Marketing

CFPB Issues Warning on Deceptive Credit Card Marketing

The Consumer Financial Protection Bureau is 'putting credit card companies on notice' that they must make true costs clear, the agency's leader said.

5 Alternatives to Maxing Out Your Credit Card

5 Alternatives to Maxing Out Your Credit Card

Maxing out your credit card can have a big impact on your credit score, but there are ways to make a transaction without reaching your credit limit.

Why You Don't Want to Max Out Your Credit Card (and How Not To)

Why You Don't Want to Max Out Your Credit Card (and How Not To)

Maxing out your credit card can have a big impact on your credit score, but there are ways to make a transaction without reaching your credit limit.

Older With Unsecured Debt? Your Risk of Depression Is Higher

Older With Unsecured Debt? Your Risk of Depression Is Higher

It's important to reduce debt at a young age so you don't add significant stress to your life in the future.

High Credit Card Debt Increases Risk of Depression More Than Other Debt

High Credit Card Debt Increases Risk of Depression More Than Other Debt

It's important to reduce debt at a young age so you don't add significant stress to your life in the future.

We're Not Even Using PayPal: Only 7% Use Digital Wallets Daily

We're Not Even Using PayPal: Only 7% Use Digital Wallets Daily

Mobile wallets have made a big splash in recent years, but a study shows there may be more discussion going on than actual use.

Only 7% Use Our Digital Wallets for Day to Day Transactions

Only 7% Use Our Digital Wallets for Day to Day Transactions

Mobile wallets have made a big splash in recent years, but a study shows there may be more discussion going on than actual use -- even of PayPal.

Nearly 70% of U.S. Consumers Want Their Chip-and-PIN Credit Cards

Nearly 70% of U.S. Consumers Want Their Chip-and-PIN Credit Cards

Plenty of Americans are using cashing while safer, higher-security cards await their rollout.

Here's How Much America Wants Its Chip-and-PIN Credit Cards

Here's How Much America Wants Its Chip-and-PIN Credit Cards

Plenty of Americans are using cashing while safer, higher-security cards await their rollout.