Bill Hardekopf

Bill Hardekopf is chief executive of LowCards.com, which compares and rates more than 1,000 credit cards. He is the co-author of "The Credit Card Guidebook."

Recent Articles By The Author

Buying Stuff on a Smartphone? Many Just Don't See the Point

Buying Stuff on a Smartphone? Many Just Don't See the Point

An unoptimized website is a turnoff, and 90% of consumers don't use mobile payments when available.

How Shoppers May Be Revealing Themselves, Their Secrets Online

How Shoppers May Be Revealing Themselves, Their Secrets Online

Plenty of us blow our own cover unintentionally on social media by showing what we do and where we go.

Mobile Payment Systems Can Thank Underbanked for Fast-Moving Success

Mobile Payment Systems Can Thank Underbanked for Fast-Moving Success

Mobile payment volume in the United States is projected to increase at a five-year compound annual rate of 172%, possibly accounting for $818 billion in transactions by 2019.

Credit Card Data Breaches Didn't Alter Holiday Shopping

Credit Card Data Breaches Didn't Alter Holiday Shopping

The rash of credit card breaches at major retail chains last year had a surprisingly low impact on holiday shopping, consumers said in a survey.

5 Ways to Recover from Your Holiday Shopping Credit Card Debt

5 Ways to Recover from Your Holiday Shopping Credit Card Debt

Holiday shopping is a wonderful experience — until the credit card bills start rolling in.

6 Ways You Can Manage Your Credit Cards Better Next Year

6 Ways You Can Manage Your Credit Cards Better Next Year

If you're resolving to get your credit card account in order to lower your balance and boost your credit score, here are some ideas how.

10 Reasons Apple Pay is Far Superior to Retailers’ CurrentC

10 Reasons Apple Pay is Far Superior to Retailers’ CurrentC

CurrentC, the planned payment system run by a multibillion-dollar consortium of retailers known as MCX, is way behind Apple on smartphone payments.

We’re Less Than a Year From New, Chip-and-PIN Credit Card Deadline

We’re Less Than a Year From New, Chip-and-PIN Credit Card Deadline

All of the cards in your wallet will be switched during the next year to this more secure system for paying for things without cash.

Top 5 Ways Credit Card Numbers Get Stolen With Current Technology

Top 5 Ways Credit Card Numbers Get Stolen With Current Technology

Researchers estimate that 10% of Americans have been victims of credit card fraud, most falling prey to one of these sneaky techniques by fraudsters.

What You Need to Know About Canceling One of Your Credit Cards

What You Need to Know About Canceling One of Your Credit Cards

Closing a credit card account could actually hurt your credit score. Be smart with card cancellations and they will not come back to haunt you in the future.