Bill Hardekopf

Bill Hardekopf is chief executive of LowCards.com, which compares and rates more than 1,000 credit cards. He is the co-author of "The Credit Card Guidebook."

Recent Articles By The Author

CFPB Issues Warning on Deceptive Credit Card Marketing

CFPB Issues Warning on Deceptive Credit Card Marketing

The Consumer Financial Protection Bureau is 'putting credit card companies on notice' that they must make true costs clear, the agency's leader said.

5 Alternatives to Maxing Out Your Credit Card

5 Alternatives to Maxing Out Your Credit Card

Maxing out your credit card can have a big impact on your credit score, but there are ways to make a transaction without reaching your credit limit.

High Credit Card Debt Increases Risk of Depression More Than Other Debt

High Credit Card Debt Increases Risk of Depression More Than Other Debt

It's important to reduce debt at a young age so you don't add significant stress to your life in the future.

Only 7% Use Our Digital Wallets for Day to Day Transactions

Only 7% Use Our Digital Wallets for Day to Day Transactions

Mobile wallets have made a big splash in recent years, but a study shows there may be more discussion going on than actual use -- even of PayPal.

Nearly 70% of U.S. Consumers Want Their Chip-and-PIN Credit Cards

Nearly 70% of U.S. Consumers Want Their Chip-and-PIN Credit Cards

Plenty of Americans are using cashing while safer, higher-security cards await their rollout.