David Merkel

David J. Merkel, CFA, FSA, is Chief Economist and Director of Research at Finacorp Securities. Previously, he has been a senior investment analyst at Hovde Capital, responsible for analysis and valuation of investment opportunities for the FIP funds, particularly of companies in the insurance industry. Prior to joining Hovde in 2003, Merkel managed corporate bonds for Dwight Asset Management. In 1998, he joined the Mount Washington Investment Group as the Asset Liability manager after working with F&G Life, Provident Mutual, AIG and Pacific Standard Life.

Merkel holds bachelor's and master's degrees from Johns Hopkins University.

Recent Articles By The Author

Let the Current Bailout Die

Prices are so nebulous, we're better off letting the next administration and Congress set long-term policy.

Talking to Management, Part 4: Prices and Products

Cut to the chase with questions on price increases and new product lines.

Talking to Management, Part 1: The Big Questions

Armed with these questions, you'll get better answers than sell-side analysts do.

Talking to Management, Part 2: Gleaning Financial Subtleties

Some can't be figured out from the balance sheet.

Talking to Management, Part 3: The Competition

What your team has to say about the competition is revealing.