Part-Time Jobs With Benefits: Limited-Hours With Health Plans (But No Coffee)
NEW YORK (MainStreet) — A part-time barista job at Starbucks includes health insurance. Everybody knows that, right? But did you know that lots of other part-time gigs also include company-sponsored health benefits?
In 2014 the Bureau of Labor Statistics reported nearly 1 in 4 (23%) of part-time private-sector workers got medical care benefits, notes Joe Weinlick, senior vice president of marketing for career network Beyond. Full-timers did better -- 86% of them had employer-sponsored medical benefits -- but it’s clear that part-time with benefits is no pipe dream.
“Many companies offer benefits, even to those with a part-time schedule,” Weinlick says.
If you’re looking for part-time work with benefits, the bigger the employer, the better.
“Larger companies are more likely to offer benefits, and have more employees,” Weinlick says. And be prepared to compromise. Employers who do insure part-timers generally offer them lower-quality plans than full-timers get. You may have to pay more of the monthly premium, get fewer benefits, or both, compared to full-timers.
Employers usually require part-timers to work at least 20 hours a week to earn benefits, although it may be up to 30 hours. You also may have to work there for a while -- a three- to six-month probationary period is common -- before benefits kick in.
If you can’t find a part-time job with benefits, wait a while and try again.
“There are a number of trends that are causing more companies to offer part-time benefits,” Weinlick says. In a job market increasingly tilting toward employees, employers are looking to improved benefits as a tool to attract and keep talented workers. “In addition, more companies are making social responsibility a brand tenet,” Weinlick adds. “That responsibility starts at home, by treating employees well.”
Then there’s the Affordable Care Act, which requires many employers to provide health plans for anyone working 30 or more hours weekly or pay a fee. That could make employers less willing to hire part-timers at all, Weinlick says. But, for now, part-time with benefits jobs are alive and well. Here are six employers -- only one employing baristas -- that offer part-timers health benefits:
REI
Part-timers at this outdoors retailer who average at least 20 hours a week get full-time health benefits. REI covers most of the medical plan cost and the full premium for disability coverage.
JP Morgan Chase
The financial services behemoth provides part-timers and eligible dependents medical, dental, vision, disability, life and accident coverage, plus before-tax health spending accounts.
Whole Foods Market
If you put in at least 20 hours a week at this
, after a probationary period of employment you become eligible for medical, dental, vision and life insurance.
Land’s End
The mail order house dresses up part-time jobs with life insurance, dental, and vision plans. Part-timers at the Dodgeville, Wis. headquarters enjoy an onsite medical clinic and fitness center.
UPS
After a year, part-time workers at this logistics and shipping firm get benefits much like full-timers, including medical, dental, vision, prescription, accident, disability, long-term and cancer insurance, as well as healthcare spending accounts.
Starbucks
The best-known part-time benefits in business evolve and improve, with workers averaging 20 hours a week becoming eligible after three months for medical, dental, vision, prescription and alternative health coverage. Benefits are available for dependents and partners, including same-sex partners.
--Written by Mark Henricks for MainStreet