NEW YORK (TheStreet) --Shares of National Bank of Greece (NBG) are down by 4.90% to $1.36 at the start of trading on Monday morning, as the meeting of Eurozone finance ministers gets underway today in Brussels with no decision on Greece's bailout program likely to be made, Dow Jones Business News reports.

"It is not expected that there will be concrete decisions or declarations," a spokesperson for the German finance ministry told Dow Jones.

Last month the Eurogroup reached an agreement extending Greece's existing assistance program by four months and setting terms for the release of the last portion of aid.

At the meeting Eurozone officials were not enthusiastic about the plans Greece submitted to its international creditors in an attempt to get a hold of new funding, one day after the country's finance minister bothered EU partners by bringing up the possibility of a referendum, Reuters reports.

Speaking at Monday's meeting Eurogroup chairman Jeron Dijsselbloem said the steps outlined by Greece last week were "far from complete."

"This is a process that's just going to take a long time," Dijsselbloem said at the meeting, making note that it will be difficult to finish Greece's reform program during the four month extension.

Greece is expected to run out of money later this month, Reuters noted.

Separately, TheStreet Ratings team rates NATIONAL BANK OF GREECE as a Sell with a ratings score of D. TheStreet Ratings Team has this to say about their recommendation:

"We rate NATIONAL BANK OF GREECE (NBG) a SELL. This is driven by several weaknesses, which we believe should have a greater impact than any strengths, and could make it more difficult for investors to achieve positive results compared to most of the stocks we cover. Among the areas we feel are negative, one of the most important has been a generally disappointing historical performance in the stock itself."

Highlights from the analysis by TheStreet Ratings Team goes as follows:

• NBG's stock share price has done very poorly compared to where it was a year ago: Despite any rallies, the net result is that it is down by 68.48%, which is also worse that the performance of the S&P 500 Index. Investors have so far failed to pay much attention to the earnings improvements the company has managed to achieve over the last quarter. Naturally, the overall market trend is bound to be a significant factor. However, in one sense, the stock's sharp decline last year is a positive for future investors, making it cheaper (in proportion to its earnings over the past year) than most other stocks in its industry. But due to other concerns, we feel the stock is still not a good buy right now.
• NATIONAL BANK OF GREECE reported significant earnings per share improvement in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past two years. However, we anticipate underperformance relative to this pattern in the coming year. During the past fiscal year, NATIONAL BANK OF GREECE turned its bottom line around by earning $1.98 versus -$27.80 in the prior year. For the next year, the market is expecting a contraction of 71.7% in earnings ($0.56 versus $1.98).
• NBG, with its decline in revenue, underperformed when compared the industry average of 3.0%. Since the same quarter one year prior, revenues fell by 30.3%. The declining revenue has not hurt the company's bottom line, with increasing earnings per share.
• Net operating cash flow has increased to -$344.49 million or 38.74% when compared to the same quarter last year. Despite an increase in cash flow of 38.74%, NATIONAL BANK OF GREECE is still growing at a significantly lower rate than the industry average of 303.29%.
• 36.50% is the gross profit margin for NATIONAL BANK OF GREECE which we consider to be strong. It has increased from the same quarter the previous year. Regardless of the strong results of the gross profit margin, the net profit margin of -5.49% is in-line with the industry average.
• You can view the full analysis from the report here: NBG Ratings Report