Cramer, a hedge fund manager on Wall Street, is a frequent contributor to Time magazine. Cramer was a founder and former columnist for SmartMoney magazine, has written about the stock market for New York magazine and helped found The American Lawyer. Cramer worked at Goldman Sachs from 1984 to 1987.

Cramer graduated from Harvard College in 1977, where he was president of The Harvard Crimson. He was a journalist for four years before earning a law degree from Harvard Law School in 1984.