NPL - Loans past due 90 or more days or in nonaccrual status less government-guaranteed balances.
NPA - NPL and repossessed real estate.
LLR - Loan loss reserves.
TL - Total loans and leases.
Preliminary data provided by Highline Financial, Inc. on Feb. 17, 2009.
Savings and loan institutions are not included.
Income and charge-off numbers are for the full year, 2008.