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Term vs. Whole Life: The Insurance Debate Continues
An email from reader Steve Spearman asks, "Based on the articles I've read, I've always purchased term rather than whole life because I would rather do my own investing. What do you think?"
Steve's question goes to the heart of the life-insurance debate. The popular answer these days is "buy term and invest the difference."
But that does not mean you should not buy variable life insurance or variable universal life. There are many components to the three most popular forms of permanent insurance: whole life, variable life and variable universal life. ...
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